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13 W 89th St, New York, NY, 10024

9beds
7baths
6,395sqft
$6,250,000
$977price/sqft
$38,901/moest. monthly cost
$1,556,040/yrincome needed

About This Home

Welcome to 13 West 89th Street, a classic brownstone built in 1894 by architects Neville & Bagge in the Renaissance Revival style. Offering the potential for single-family conversion, an appealing live-with-income or investment opportunity, this property is located just two brownstones west of Central Park West. The 19.5-foot wide, 5-unit home spans approximately 6,395 square feet and is currently configured to maximize both luxurious living and rental income. The owner’s duplex, comprising the 2nd and 3rd levels, features 11’8” ceiling heights on the parlor level, creating an airy and grand atmosphere. Designed in a clean and modern style, the parlor level features a formal living and dining space, an office, and an eat-in kitchen. The office benefits from exceptional natural light and a thoughtful layout, making it an ideal space for working from home. A standout design element is the wrap-around staircase with a floating stair, seamlessly blending form and function while adding a touch of architectural elegance. The third floor features a flexible rear wing that can serve as a playroom, office, or additional living area, two bedrooms, and a washer and dryer for added convenience. The primary suite offers comfort and privacy, highlighted by a gorgeous and original wood-frame bay window that brings in incredible sunlight. The 4th floor features a 2-bedroom floor-through apartment with an in-unit washer-dryer and private terrace, perfect for enjoying outdoor space and sunlight. The top floor hosts two one-bedroom apartments, both ideal for rental income or accommodating guests. The garden unit is a spacious 2-bedroom residence with private garden access, providing a tranquil respite in the heart of the city. As the building will be delivered vacant, there is optionality for a single-family conversion or the opportunity to live expense-free in a live-with-income property. Located just steps from Central Park, this neighborhood includes top Manhattan schools, restaurants, shopping, and cultural institutions—offering the best of Upper West Side living.

Getting Around

81
WalkingVery Walkable
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

7/10
PS 84 Lillian WeberGrades PK-50.1 mi
5/10

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 6,395
  • Total interior livable area: 6,395 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Terrace,Other
  • Exterior features: Courtyard,Terrace

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $31,603$379,236
Home Insurance *$2,545$30,540
Property Taxes $3,697$44,364
Electricity $1,056$12,682
Total$38,901$466,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,333,748/yr
40% on housing$1,167,030/yr
45% on housing$1,037,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$977This listing

vs Other Active Listings

Avg $/sqft

ZIP 10024$1,418
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10024$800
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-08Listed for sale$6,250,000

For Sale by Agent

AgentRichard Pretsfelder
BrokerageLeslie J. Garfield

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