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3502 Palace Ct, Saint Louis, MO, 63135

3beds
1baths
1,161sqft
$69,900
$60price/sqft
$688/moest. monthly cost
$27,520/yrincome needed

About This Home

Charming single-family residence located at 3502 West Pl in the heart of St. Louis County. This classic home offers a functional layout with comfortable living spaces and timeless character throughout. Situated on a level lot in an established residential neighborhood, the property provides convenient city street access and a traditional urban setting. Inside, the home features a practical floor plan with well-sized rooms, a main living area, and a kitchen designed for everyday use. The property includes washer and dryer hookups for added convenience. Bedrooms are comfortably arranged to suit a variety of living needs, whether for families, guests, or home office space. Exterior highlights include a paved street frontage and a manageable yard space ideal for low-maintenance living. The home’s structure reflects its solid construction era, offering a great opportunity for personalization, updates, or investment potential. Located near schools, public transportation, and local amenities, this property provides easy access to major highways, shopping, and community services. Whether you're a first-time buyer or investor, this home offers strong potential in a well-established neighborhood.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
1/10
Normandy High SchoolGrades 9-121.1 mi
--

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,161

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,161
  • Total interior livable area: 1,161 sqft

Property

Details

  • Parcel number: 15H521396
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 4,970 sqft
  • Features: Level
  • Lot size dimensions: 35 x 142

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$128$1,536
Property Taxes $66$792
Electricity $141$1,693
Total$688$8,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,588/yr
40% on housing$20,640/yr
45% on housing$18,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$61
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$89,900

For Sale by Agent

AgentAlexis Martz
BrokerageTrelora Realty, Inc

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