See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

200 E Fern St, Tampa, FL, 33604

2beds
2baths
1,140sqft
$465,000
$408price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

Under contract-accepting backup offers. Move-in ready home located in the highly sought-after Seminole Heights neighborhood of Tampa—and not in a flood zone! NO HOA! This beautifully updated home features fresh interior paint, new light fixtures, and updated bathroom fixtures, along with an open-concept living space perfect for modern living. The chef-inspired kitchen boasts an oversized island, ideal for entertaining and everyday use. Enjoy the outdoors with a covered front porch, fenced-in backyard, and a patio with ambient lighting—perfect for relaxing evenings. Additional highlights include an oversized driveway, shed for extra storage, and a tankless water heater for energy efficiency. Home also has a newer roof, updated plumbing and electrical, AC and a security system equipped with cameras. Conveniently located near Armature Works, Tampa Riverwalk, and Ybor City, offering easy access to dining, entertainment, and more. Don’t miss this exceptional opportunity—schedule your showing today!

Getting Around

85
WalkingVery Walkable
41
TransitSome Transit
65
BikeBikeable

Schools

3/10
2/10
Memorial Middle SchoolGrades 6-81.2 mi
3/10
Hillsborough High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom2

  • Features: Stone Counters,Linen Closet
  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Features

  • Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Stone Counters,No Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Features: No Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Primary Bathroom

  • Features: Linen Closet
  • Level: First
  • Area: 70
  • Dimensions: 10x7

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Property

Details

  • Parcel number: A3628184FA00000000211.0
  • Zoning: SH-RS
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Storage

Lot

  • Lot size: 5,850 sqft
  • Lot size dimensions: 50 x 117

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$448$5,376
Property Taxes $623$7,476
Electricity $197$2,366
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 33604$196
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33604$268
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$475,000
2026-04-14Price change$475,000
2026-03-26Listed for sale$490,000
2024-12-12Sold$462,000
2024-11-11Pending sale$470,000
2024-10-17Price change$470,000
2024-09-30Listed for sale$480,000
2020-11-17Sold$372,400
2020-10-18Pending sale$359,000
2020-10-16Listed for sale$359,000
2019-10-28Sold$332,500
2019-10-03Pending sale$325,000
2019-09-28Listed for sale$325,000
2019-05-14Listing removed$184,500
2019-05-06Listed for sale$184,500
2019-05-01Sold$155,000
2019-04-29Listed for sale$189,500
1993-07-08Sold$49,000

For Sale by Agent

AgentAshley Kerns
BrokerageM SIX REALTY POWERED BY SELLSTATE

Similar Homes