




220 W Fern St, Tampa, FL, 33604
About This Home
Come see this charming two bedroom, one bathroom bungalow in the highly sought-after Seminole Heights neighborhood, known for its historic character and vibrant local scene. This inviting home blends timeless charm with everyday comfort, featuring original wood flooring in the living and dining rooms, a cozy fireplace, plantation shutters and plenty of natural light throughout. The kitchen offers a warm, rustic feel with Saltillo tile flooring, oak cabinetry, and a bright breakfast nook that overlooks the backyard the perfect spot for morning coffee or casual meals. Both bedrooms are generously sized, and the full bathroom is conveniently located to serve the home’s layout. Step outside to a spacious rear deck designed for entertaining, complete with room for outdoor dining and relaxing. The backyard offers a peaceful, private setting with a charming koi pond that adds to the tranquil atmosphere, the perfect space to unwind or host guests. A detached building adds flexibility with potential for storage, a hobby space, or easily converted into a workshop, game room, studio, or home office to suit your needs. The oversized paved driveway provides ample parking, a rare find in the area. Recent updates include new (interior) plumbing(2026), roof replaced (2019) and termite coverage and warranty (transferable). Be part of an established community with local restaurants, breweries, shopping, libraries, schools, parks (including riverfront Epps Park and Henry and Ola park) and art studios. Seminole Heights is conveniently located in central Tampa with a quick commute to downtown Tampa, hospitals, universities, professional sports venues and easy access to interstates. Make your appointment for a private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: In Garage
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 225
- Dimensions: 15x15
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Living Room/Dining Room Combo
- Door features: French Doors
- Flooring: Carpet,Tile,Hardwood
- Fireplace features: Wood Burning
- Fireplace: Yes
Great Room
- Level: First
- Area: 900
- Dimensions: 30x30
Heating & Cooling
- Heating features: Central,Electric,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,158
- Total interior livable area: 1,032 sqft
Kitchen
- Level: First
- Area: 169
- Dimensions: 13x13
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 247
- Dimensions: 19x13
Property
Details
- Parcel number: A3628184FB00000000488.0
- Zoning: SH-RS
- Special condition: None
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,100 sqft
- Lot size dimensions: 50 x 122
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $337 | $4,044 |
| Property Taxes | $280 | $3,360 |
| Electricity | $197 | $2,366 |
| Total | $2,583 | $30,996 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $354,000 |
| 1999-05-05 | Sold | $80,500 |
| 1994-11-21 | Sold | $46,500 |
