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0 Huster Rd, Saint Charles, MO, 63301

0beds
--baths
--sqft
$2,160,600
--price/sqft
$14,230/moest. monthly cost
$569,200/yrincome needed

About This Home

PROPERTY INFO: City of St. Charles, MO, Zoning: Light Industrial, Visibility and Easy Access to I-370, Levee, Flood Plain and Floodway, Utilities: Sanitary Sewer Main Huster Rd. Water Main at intersection of Huster Rd and Fountain Lakes Blvd. COMMENTS: Property Located in City Wellhead Protection District, Excellent Location for Industrial Development, Daily Vehicle Count: I-370 & Elm St / New Town Blvd - 52,684, Elm St & Elm Point Industrial Dr - 31,749

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 50077S014000008.0000000
  • Special condition: Standard

Lot

  • Lot size: 110.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Hail
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,925$131,100
Home Insurance *$1,256$15,072
Property Taxes $1,908$22,896
Electricity $141$1,693
Total$14,230$170,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$487,885/yr
40% on housing$426,900/yr
45% on housing$379,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63301$174
St. Charles County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 63301$195
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-22Price change$3,103,800
2025-06-03Listed for sale$4,432,000

For Sale by Agent

AgentDee S Bax
BrokerageDutchman Realty Inc

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