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307 W Chelsea St, Tampa, FL, 33603

3beds
2baths
1,196sqft
$465,000
$389price/sqft
$3,766/moest. monthly cost
$150,640/yrincome needed

About This Home

Experience the charm and character that makes Seminole Heights one of Tampa’s most loved neighborhoods— where historic appeal meets modern living. This beautifully refreshed home feels almost brand new while still keeping the timeless details buyers crave. Gorgeous real hardwood floors welcome you inside and lead to a stunning modern kitchen featuring solid wood cabinetry, granite countertops, and sleek stainless steel appliances designed for both everyday living and entertaining. The home continues to impress with two beautifully updated designer bathrooms and a spacious primary suite complete with a walk-in closet — a rare find in many historic homes. Out back, you’ll discover a peaceful and private retreat with a detached oversized two-car garage offering endless possibilities. Whether you’ve been dreaming of a home office, creative studio, gym, workshop, or future guest space, the potential is there. Located near the local restaurants, breweries, coffee shops, and vibrant community atmosphere that make Seminole Heights so desirable, this home delivers the perfect blend of classic Tampa charm and modern convenience. Homes with this much character and this many updates don’t come along often — schedule your private showing today before someone else falls in love with it first.

Getting Around

81
WalkingVery Walkable
39
TransitSome Transit
80
BikeVery Bikeable

Schools

6/10
Broward Elementary SchoolGrades PK-50.2 mi
2/10
Memorial Middle SchoolGrades 6-80.3 mi
3/10
Hillsborough High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1925

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Living Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,196 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: A0129184GL00000000238.0
  • Zoning: SH-RS
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Private Mailbox

Lot

  • Lot size: 4,896 sqft
  • Features: City Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Covered,Oversized,Portico
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$482$5,784
Property Taxes $736$8,832
Electricity $197$2,366
Total$3,766$45,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,120/yr
40% on housing$112,980/yr
45% on housing$100,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 33603$237
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33603$327
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$465,000
2016-08-08Sold$230,000
2016-06-10Listed for sale$229,900
2015-07-24Sold$40,300

For Sale by Agent

AgentColette Hughes
BrokerageREAL BROKER, LLC

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