See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

404 N 1st St, Steelville, MO, 65565

4beds
2baths
1,560sqft
$199,000
$128price/sqft
$1,460/moest. monthly cost
$58,400/yrincome needed

About This Home

Storybook house located in the historical river town of Steelville! Airbnb potential or make this your own. This home combines old world details with all new modern luxuries. Lots of windows to enjoy the hillside view overlooking town. New flooring throughout will ensure a clean new start. Brand new kitchen cabinets and appliances. Laundry room with extra space for built in cubbies or an off-kitchen pantry. This house has a unique, master suite layout that includes a whole section of the house designated to a dual room bedroom with a private bathroom and oversized closet, perfect for parents, mother-in-law, or teenager getaway. Exterior has been made new with new roof, windows, siding, front porch and more; making for an efficient and easy to keep home. Front porch has great curve appeal and makes for a relaxing spot. If you are looking for a home with short term rental potential, Steelville attracts visitors year-round especially during summer, and this 4-bedroom home will fit a large family looking for fun!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Steelville Middle SchoolGrades 5-80.5 mi
5/10
Steelville High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Free-Standing Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 118.034210005.000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,City Lot,Corner Lot,Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Earthquake
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$229$2,748
Property Taxes $84$1,008
Electricity $141$1,693
Total$1,460$17,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,057/yr
40% on housing$43,800/yr
45% on housing$38,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 65565$159
Crawford County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65565
Crawford County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Price change$209,000
2026-03-11Price change$214,000
2026-02-19Listed for sale$219,000
2026-01-31Listing removed$219,000
2025-10-10Price change$219,000
2025-09-12Price change$224,000
2025-08-26Price change$232,000
2025-07-31Listed for sale$235,000

For Sale by Agent

AgentJenica J Bartolotta
BrokeragePlatinum Realty of St. Louis

Similar Homes