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3905 N CLEARFIELD AVE, Tampa, FL, 33603

2beds
1baths
757sqft
$399,000
$527price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

Virtually Staged. Discover an exceptional opportunity in the heart of Tampa Heights, one of Tampa's most rapidly evolving neighborhoods. Located at 3905 N. Clearfield Avenue, Tampa, FL 33603, this charming 2-bedroom, 1-bath bungalow is currently undergoing a full renovation, giving buyers the rare opportunity to customize and complete the remodel to their own style and vision. A new roof was installed in 2025, providing a valuable head start on the renovation. The spacious lot provides plenty of room to expand the existing home, add a detached garage, or explore the possibility of constructing an accessory dwelling unit (ADU) or mother-in-law suite (subject to local zoning and permitting). For those seeking to build new, this oversized homesite offers outstanding redevelopment potential in an area surrounded by impressive new construction and thoughtfully restored historic homes. Conveniently located just minutes from I-275, I-4, Downtown Tampa, Armature Works, and the Tampa Riverwalk, you'll enjoy quick access to some of the city's best dining, entertainment, and employment centers. Less than 3 miles to Raymond James Stadium and under 5 miles to top rated medical facilities and hospitals! Outdoor recreation is just one block away at Calvin Taylor Park, featuring baseball fields, basketball courts, playground, and the Taylor Art Studio. Best of all, the property is not located in a flood zone, offering added peace of mind. No HOA! Whether you're an investor, builder, or buyer looking to create your dream home, this is an exceptional opportunity to own property in one of Tampa's fastest-growing neighborhoods.

Getting Around

61
WalkingSomewhat Walkable
38
TransitSome Transit
76
BikeVery Bikeable

Schools

3/10
Graham Elementary SchoolGrades PK-50.7 mi
4/10
3/10
Hillsborough High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1954

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 88
  • Dimensions: 8x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Solid Wood Cabinets,Thermostat
  • Flooring: Other

Florida Room

  • Level: First
  • Area: 18
  • Dimensions: 3x6

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,057
  • Total interior livable area: 757 sqft

Kitchen

  • Level: First
  • Area: 99
  • Dimensions: 9x11

Laundry

  • Level: First
  • Area: 72
  • Dimensions: 6x12

Living Room

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: A1229184I600000000020.0
  • Zoning: RS-50
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Awning(s)
  • Fencing: Chain Link

Lot

  • Lot size: 6,768 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$413$4,956
Property Taxes $669$8,028
Electricity $197$2,366
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 33603$237
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33603$327
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$385,000
2026-07-21Listed for sale$399,000
2000-06-19Sold$25,000

For Sale by Agent

AgentShelley Lopez
BrokerageKING REAL ESTATE SERVICES

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