




18190 McR #540, Rolla, MO, 65401
About This Home
You only have to bring your clothes. This gorgeous RIVER home is fully furnished. Kitchen cabinets were custom made, kitchen floor is Italian tile. Vinyl plank commercial grade flooring has just been laid in living room. Lots of cabinets and large kitchen island. Living room has gas log fireplace plus some accent shelving with lights. Enjoy the view of the river from this 36 x 10 covered deck with seating and eating area plus 2 ceiling fans and TV. Other deck has 8 person Hot tub. Hot tub has been drained and winterized but all the plush cushions from covered deck furniture is stored in it. Below house is two storage units. One is a work shop area and other is for storage. Two chair lifts have been installed. Also a grocery lift . Just come enjoy all the amenities of living on the Gasconade River . This home has NEVER flooded. Restrictions apply . See agent remarks,
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Built-In Electric Oven,Propane Water Heater,Refrigerator,Washer/Dryer
Bedroom
- Level: Main
- Area: 99
- Dimensions: 11x9
Bedroom2
- Level: Second
- Area: 240
- Dimensions: 20x12
Bedroom3
- Level: Second
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 108
- Dimensions: 12x9
Features
- Ceiling Fan(s),Custom Cabinetry,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combo,Separate Shower,Storage,Tub,Workshop/Hobby Area
- Door features: French Doors
- Window features: Screens,Storm Window(s)
- Flooring: Carpet,Luxury Vinyl,Plank,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area above ground: 1,850
Heating & Cooling
- Heating features: Electric,Heat Pump,Propane
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,850
- Total interior livable area: 1,850 sqft
Kitchen
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 228
- Dimensions: 19x12
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 288
- Dimensions: 18x16
Property
Accessibility
- Accessibility features: Stair Lift
Details
- Parcel number: 137.03500000000903
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Covered,Deck,See Remarks
- Exterior features: Entry Steps/Stairs
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Features: Adjoins Common Ground,Bluff,Views,Waterfront
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,698 | $20,376 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $125 | $1,500 |
| Electricity | $141 | $1,695 |
| Total | $2,211 | $26,532 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $335,900 |
| 2026-01-28 | Listed for sale | $349,900 |
| 2026-01-28 | Contingent | $349,900 |
| 2026-01-02 | Listed for sale | $349,900 |
