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1 Topaz Dr, Richland, MO, 65556

0beds
0baths
0sqft
$599,000
--price/sqft
$4,199/moest. monthly cost
$167,960/yrincome needed

About This Home

River front property. This property has your own personal access to the Osage River. There are many tree stands and blinds for hunting already present. I have seen deer and turkey and lots of tracks everywhere. This is a hunting paradise. I personally took a 10 inch bearded turkey there this year. Not only fantastic hunting but this property has a huge amount of logs that have not been touched in generations. There is enough logs on this place to almost pay for the property. There is a old home place on the property so there is electric to it but I could not find a well. There is a small meadow/food plot in the bottom by the river that could be turned into a great camping place or cabin location. Fish at your convenience. There are many building sites on this and privacy like this is impossible to find. This is a heritage you could leave for many generations. Property includes 4 parcels: 088034000000007.000, 088034000000004.000, 088033000000009.000 and 112104000000002.000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
Richland Elementary SchoolGrades PK-610.6 mi
4/10
Richland High SchoolGrades 7-1210.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 088.034000000004.000
  • Special condition: Standard

Lot

  • Lot size: 180.50 Acres
  • Features: Bottomland,Meadow,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$761$9,132
Property Taxes $269$3,228
Electricity $141$1,693
Total$4,199$50,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,965/yr
40% on housing$125,970/yr
45% on housing$111,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.9%
-4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 65556$205
Laclede County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 65556$103
Laclede County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-25Price change$599,000
2025-10-07Price change$659,000
2025-05-09Listed for sale$699,000

For Sale by Agent

AgentMichael L Bennett
BrokerageRealty Executives of Lebanon

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