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406 N Hubbard Ave, Munfordville, KY, 42765

3beds
2baths
1,415sqft
$229,950
$163price/sqft
$1,624/moest. monthly cost
$64,960/yrincome needed

About This Home

?? Charming Remodeled 3-Bedroom Home in Munfordville, KY Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home situated in the heart of Munfordville, KY. This residence offers the perfect blend of modern updates and convenient location, making it an ideal choice for families and individuals alike. Key Features: Bedrooms: 3 Bathrooms: 2 full bathrooms Living Space: Approximately 1,415 sq ft of comfortable living area Lot Size: Set on a generous 0.464-acre lot, providing ample outdoor space with recent renovations enhancing its appeal Recent Renovations: This home has undergone significant updates to ensure comfort and functionality Prime Location: Located close to downtown Munfordville, this home offers easy access to: Shopping: Nearby stores and a drugstore for daily necessities Education: Proximity to local schools, making morning commutes a breeze Healthcare: Close to medical facilities for peace of mind Transportation: Easy access to major roads and highways Realtor Experience the perfect combination of modern living and small-town charm in this beautifully remodeled home. Don't miss the opportunity to make it yours!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
7/10
Hart County High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Closet

Basement

  • Area: 0

Basement

  • Basement: Cellar

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • None,Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Window features: Blinds
  • Flooring: Carpet,Laminate
  • Fireplace features: Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,415
  • Total interior livable area: 1,415 sqft

Kitchen

  • Features: None

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Features

  • Exterior features: None
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$178$2,136
Property Taxes $130$1,560
Electricity $154$1,850
Total$1,624$19,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,680/yr
40% on housing$48,720/yr
45% on housing$43,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 42765$149
Hart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42765
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-09Listed for sale$249,950

For Sale by Agent

AgentPaul Thomas
BrokerageMOSSY OAK PROPERTIES HART REALTY

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