4150 Ridge Rd #21-22, Stevensville, MI, 49127
About This Home
Welcome to Surf Side Condominiums--where luxury, location, and Lake Michigan converge. This impeccably updated 4-bedroom, 4-bath condo at 4150 Ridge Rd, Unit 21 and 22 can be separated by a barn door (currently there is a wall) and offers refined living just steps from the shoreline and with many living options. Every detail has been thoughtfully renovated, including luxury vinyl plank flooring, custom cabinetry, quartz countertops, all new appliances, and beautifully updated baths with modern features and fixtures. The open-concept layout is filled with natural light and opens to a private patio perfect for relaxing or entertaining. Enjoy the resort-like amenities of Surf Side, including a lakeside pool, beautifully maintained grounds, and direct Lake access with million dollar views. Two ESA pets are allowed. Only 1 1/2 hours from Chicago.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Roof: Composition
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
- Laundry features: Common Area,Main Level
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Features
- Eat-in Kitchen
- Window features: Replacement,Insulated Windows
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,930
- Total interior livable area: 1,930 sqft
Property
Details
- Parcel number: 1273500021000
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Association
- Exterior features: Balcony
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Features: Site Condo,Shrubs/Hedges
Parking
- Total spaces: 2
- Parking features: Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,478 | $41,736 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $584 | $7,008 |
| Electricity | $210 | $2,526 |
| Total | $4,477 | $53,724 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $688,000 |
| 2026-03-09 | Listing removed | $716,000 |
| 2026-02-05 | Listed for sale | $716,000 |
| 2025-12-14 | Listing removed | $729,800 |
| 2025-10-20 | Price change | $729,800 |
| 2025-08-30 | Listed for sale | $750,000 |
| 2025-07-18 | Listing removed | $750,000 |
| 2025-06-23 | Price change | $750,000 |
| 2025-05-09 | Listed for sale | $790,000 |
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