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426 N State St, Camden, NJ, 08102

3beds
2baths
1,908sqft
$159,000
$83price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

GREAT OPPORTUNITY FOR INVESTORS! Located conveniently near the Camden Waterfront, this spacious home has tons of potential. Home needs repairs/updates including exterior work and porch replacement, but offers strong upside for the right buyer! The main level features a front porch, living room, dining room, an eat in kitchen and half bathroom. Laundry is conveniently located on the first floor. Upstairs, you’ll find 3 bedrooms and a full bathroom. Additional features include a full basement for storage or additional use and a rear yard. Ideally located near the Ben Franklin Bridge, this home provides easy access to downtown Camden, the Camden Waterfront, Adventure Aquarium, Cooper Hospital, Rutgers University, and is just 10 minutes from Philadelphia. Close to local amenities, schools, parks, public transportation, and major highways, this property offers a convenient location for commuting and everyday living. SOLD AS IS - BRING YOUR VISION AND MAKE IT YOUR OWN

Getting Around

69
WalkingSomewhat Walkable
55
TransitGood Transit
69
BikeBikeable

Schools

1/10
East Side High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Brick/Mortar
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Straight Thru
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,908

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,908
  • Total interior livable area: 1,908 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080077000033
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 1,721 sqft
  • Features: Rear Yard
  • Lot size dimensions: 20.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$122$1,464
Property Taxes $327$3,924
Electricity $210$2,523
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 08102$146
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08102$186
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$159,000
2026-04-17Listed for sale$170,000
2026-03-23Contingent$179,000
2026-02-25Price change$179,000
2026-01-28Listed for sale$189,000

For Sale by Agent

AgentGregory D'Amico
BrokerageBHHS Fox & Roach - Haddonfield

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