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821-823 Cherry St, Camden, NJ, 08103

5beds
2baths
828sqft
$125,000
$151price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Calling all visionaries! This Camden property is ready for its next transformation and offers an incredible opportunity for investors, builders, or buyers looking to create something truly their own. This home is in need of a complete rehab, making it a blank canvas with endless potential. Whether you’re looking to renovate and resell, build your rental portfolio, or design your dream home from the ground up—this is your chance to bring your vision to life. This property was once two homes but now has been combined for one large home - buyer to do their due diligence as the agent and seller do not know exact square footage and size of the home. Located in Camden, a city seeing ongoing redevelopment and revitalization efforts, this property sits in an area where opportunity meets affordability, with many homes being restored and reimagined. * Full renovation required – ideal for investors * Opportunity to customize every detail * Strong potential for resale or rental income * Convenient location with access to major highways, bridges, and Philadelphia

Getting Around

63
WalkingSomewhat Walkable
59
TransitGood Transit
52
BikeBikeable

Schools

1/10
--
Pride AcademyGrades 6-120.9 mi
1/10
Camden High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 270
  • Dimensions: 15 X 18

Bedroom2

  • Level: Upper
  • Area: 380
  • Dimensions: 20 X 19

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Unspecified

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 828

Heating & Cooling

  • Heating features: None
  • Cooling features: None,Natural Gas

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 80
  • Dimensions: 10 X 8

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 20 X 9

Other

  • Level: Main
  • Area: 180
  • Dimensions: 20 X 9

Other

  • Level: Main
  • Area: 80
  • Dimensions: 10 X 8

Primary Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080037400054
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,324 sqft
  • Lot size dimensions: 25.00 x 0.00

Parking

  • Parking features: Public,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$133$1,596
Property Taxes $257$3,084
Electricity $193$2,318
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 08103$109
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08103$144
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$125,000

For Sale by Agent

AgentTiffanie Hawley
BrokerageCentury 21 Action Plus Realty - Bordentown

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