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316 E FRANCES AVENUE, Tampa, FL, 33602

2beds
2baths
1,425sqft
$525,000
$368price/sqft
$3,459/moest. monthly cost
$138,360/yrincome needed

About This Home

Exceptional opportunity to own a character-filled bungalow in the heart of Tampa Heights, where historic charm meets comfort. This home offers 2 bedrooms and 2 bathrooms, with a spiral staircase leading to a flexible upper-level retreat ideal as a 3rd bedroom, private office, art studio, or dedicated getaway for children and teens. The home has beautiful arched doorways with impressive ceiling heights, hardwood flooring, a welcoming fireplace, and updated kitchen —ideal for both daily living and hosting guests. The outdoor space is designed for enjoyment and ease, featuring artificial turf, drip irrigation, and a comfortably sized backyard with a deck off the house, pergola sitting area with multiple areas to relax and unwind. Alley access leads to a dedicated rear parking pad, a highly coveted amenity in this sought-after neighborhood. For buyers looking to create a family compound or enjoy close proximity to loved ones, the neighboring property at 314 E. Frances Avenue is also available for purchase. Located just moments from Downtown Tampa, the Riverwalk, acclaimed dining, entertainment, and local hotspots, this distinctive property offers the perfect balance of neighborhood charm and urban convenience.

Getting Around

76
WalkingVery Walkable
55
TransitGood Transit
78
BikeVery Bikeable

Schools

3/10
Graham Elementary SchoolGrades PK-50.6 mi
4/10
3/10
Hillsborough High SchoolGrades PK,9-121.7 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Flooring: Tile,Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,425 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Property

Details

  • Parcel number: A1329184XL00000200006.1
  • Zoning: RM-24
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 4,320 sqft
  • Lot size dimensions: 36 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$121$1,452
Property Taxes $487$5,844
Electricity $197$2,366
Total$3,459$41,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,594/yr
40% on housing$103,770/yr
45% on housing$92,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 33602$408
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33602$337
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$499,900
2026-06-26Listed for sale$525,000
2001-12-12Sold$25,000

For Sale by Agent

AgentNoelle Morris
BrokerageCENTURY 21 RE CHAMPIONS

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