648 S Main St, Naperville, IL, 60540
About This Home
Walk to town from this beautiful completely updated and move-in ready Ranch home in downtown Naperville!!! SO MUCH HAS BEEN DONE!! You will Love your life when you can walk to restaurants, parks, shopping, North Central College, the Riverwalk and more! Chic true hardwood floors throughout the main level! Cozy up on crisp evenings to an updated wood burning fireplace in the Living Room. The light and bright Living Room flows into the updated Kitchen. Cooking is easy in this generous sized Kitchen featuring white shaker cabinets, breakfast bar, granite counters and ALL NEW STAINLESS STEEL APPLIANCES including double oven! Impress your friends with custom ice balls for fancy drinks! Dine in this sunny large table space with loads of windows. This home is an entertainers dream! The Primary suite features two closets and ample space for a king sized bed. The Primary Bath is vaulted with skylight & updated with brand new vanity, tile shower, tile floor mirror and lighting. The generous sized 2nd and 3rd bedrooms make great sleeping space or workspaces. The hall bath is updated with newer tile, tub, vanity and shower. The lower level features a flexible Rec space with easy care laminate flooring, a dry bar, closets, a 4th bedroom plus 1/2 Bath. New in last 6 months: NEW ROOF (with warranty), GUTTERS & SKYLIGHTS, KITCHEN APPLIANCES: REFRIGERATOR, STOVE, MICROWAVE, DISHWASHER PLUS WASHER/DRYER. FURNACE, OVERSIZED HOT WATER HEATER, NEW PAINT ON MAIN LEVEL, TOTO TOILETS, PRIMARY BATH VANITY, GARAGE DOOR OPENER, SUMP PUMP, TWO OUTDOOR WATER SPIGOTS, SEWER LINE CLEANED, BLINDS, ATTIC FAN, CHIMNEY INSPECTED AND CLEANED. This home is ready to move in or a great opportunity for an investment property. The backyard has large trees and a 1.5 car garage. Just two blocks from the heart of Downtown Naperville and all the amenities you could want. Location, location, location! District 203 Schools!
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Aluminum Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
- Laundry features: Gas Dryer Hookup,In Unit
Basement
- Has basement: Yes
- Basement: Partially Finished,Partial
Bedroom2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 196
- Dimensions: 14X14
Bedroom3
- Features: Flooring (Hardwood)
- Level: Main
- Area: 120
- Dimensions: 10X12
Bedroom4
- Features: Flooring (Laminate)
- Level: Basement
- Area: 132
- Dimensions: 12X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Features: Flooring (Luxury Vinyl)
- Level: Basement
- Area: 143
- Dimensions: 13X11
Family Room
- Features: Flooring (Laminate)
- Level: Basement
- Area: 575
- Dimensions: 25X23
Features
- Dry Bar,1st Floor Bedroom,1st Floor Full Bath
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Living Room
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Hardwood)
- Level: Main
- Area: 253
- Dimensions: 11X23
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 300
- Dimensions: 15X20
Master Bedroom
- Features: Flooring (Hardwood),Bathroom (Full)
- Level: Main
- Area: 234
- Dimensions: 13X18
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0724205026
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 6,000 sqft
- Lot size dimensions: 50 x 120
Parking
- Total spaces: 1.5
- Parking features: Concrete,No Garage,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $992 | $11,904 |
| Electricity | $215 | $2,584 |
| Total | $4,608 | $55,296 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-03 | Sold | $583,000 |
| 2025-08-28 | Listing removed | $579,900 |
| 2025-07-07 | Contingent | $579,900 |
| 2025-06-26 | Price change | $579,900 |
| 2025-05-19 | Price change | $589,900 |
| 2025-04-14 | Price change | $599,900 |
| 2025-03-13 | Price change | $609,900 |
| 2025-02-27 | Listed for sale | $629,900 |
| 2024-07-18 | Listing removed | -- |
| 2024-05-28 | Price change | $614,000 |
| 2024-05-17 | Listed for sale | $639,900 |
| 2004-12-03 | Sold | $315,000 |
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