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3205 Monza Dr, Sebring, FL, 33872

4beds
2baths
2,093sqft
$229,900
$110price/sqft
$1,788/moest. monthly cost
$71,520/yrincome needed

About This Home

ATTENTION ALL BUYERS LOOKING FOR A GREAT DEAL FOR A GREAT PROPERTY IN A GREAT NEIGHBORHOOD! Welcome to your slice of Florida charm in beautiful Sun N Lake of Sebring! Nestled on a spacious corner lot, this inviting 4 bedroom (Plus another room that can be an office, bedroom, or your arts and crafts space) 2 bath 2 car garage home offers both comfort and convenience in a peaceful neighborhood setting. From the moment you arrive, you’ll appreciate the generous yard space, mature trees, and clean curb appeal. The extended driveway provides plenty of parking, while the large lot offers endless possibilities for outdoor living, gardening, or even adding a pool. Step inside to discover a bright and functional layout designed for everyday living. The kitchen features ample cabinetry, modern appliances, and plenty of counter space—perfect for preparing meals and gathering with loved ones. Just beyond, the dining area creates a cozy spot for family dinners and entertaining. Natural light fills the home, enhancing its warm and welcoming atmosphere. The thoughtfully designed split floor plan provides comfortable living spaces and a seamless flow throughout. Out front, a covered entryway adds charm and a welcoming touch for guests, while the surrounding landscaping gives you a great foundation to make it your own. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home offers incredible value in a desirable Sebring location—close to shopping, dining, and all the attractions that make Central Florida living so enjoyable. Additional Features: New Roof in 2022, Community Pool, Community Golf Course, Community Pickleball & Tennis Courts and so much more here in Central Florida where everything is close by. Don’t miss your opportunity to make this lovely property your own—schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-100.9 mi
4/10
Avon Park High SchoolGrades PK,9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Plank,Vinyl

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 2,093 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: C04342813026200200
  • Zoning description: R1A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Open
  • Frontage length: 125

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$147$1,764
Property Taxes $269$3,228
Electricity $210$2,527
Total$1,788$21,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,302/yr
40% on housing$53,640/yr
45% on housing$47,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$107
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$229,900
2026-04-30Price change$239,900
2026-04-23Price change$249,900
2026-04-20Price change$259,000
2026-04-08Listed for sale$275,000
2020-12-16Sold$115,000
2020-12-05Listing removed$1,495
2020-11-02Price change$1,495
2020-10-22Listed for rent$1,450
2018-09-01Listing removed$159,900
2018-08-06Price change$159,900
2018-08-03Price change$164,900
2018-07-24Price change$165,000
2018-07-17Price change$167,900
2018-06-26Price change$168,500
2018-05-02Price change$168,750
2018-04-27Price change$168,900
2018-04-19Price change$169,500
2018-04-03Listed for sale$169,900
2018-03-08Sold$100,000
2018-01-30Price change$114,900
2017-12-29Price change$122,500
2017-11-16Listed for sale$127,500
2008-05-30Listing removed$209,999
2008-05-15Price change$209,999
2008-04-23Listed for sale$234,000
2003-10-08Sold$100,600

For Sale by Agent

AgentMichael Garey
BrokerageRe/max Champions

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