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5036 Sugar Bay St, Sebring, FL, 33872

5beds
3baths
2,466sqft
$599,999
$243price/sqft
$4,292/moest. monthly cost
$171,680/yrincome needed

About This Home

Discover your own slice of paradise in this stunning 5-bedroom, 3-bathroom home nestled in the sought-after Sun 'N Lake community. This beautifully crafted residence showcases exceptional quality of build throughout, designed to deliver both elegance and lasting durability for years to come. Step inside to find beautiful tile flowing throughout the living areas, creating a seamless and polished aesthetic. The gorgeous kitchen serves as the heart of the home, offering a perfect space for culinary creativity and casual gatherings alike. Every detail reflects thoughtful craftsmanship and careful attention to design. The true magic of this property unfolds outdoors. A tranquil pool area beckons you to embrace the Florida lifestyle, providing a private retreat where sun-soaked afternoons and peaceful evenings become your everyday reality. The outdoor space transforms this home into a personal resort, blending relaxation with refined outdoor living. Location elevates this property even further. Just moments from the renowned Sun 'N Lake Golf Club, golf enthusiasts will relish convenient access to pristine greens. Enjoy a meal at the nearby Island View Restaurant without ever venturing far from home. Daily essentials are easily handled with Publix Super Market at Fairmont Plaza just a short drive away. Whether you're seeking a full-time residence or a Florida retreat, this home delivers resort-caliber living wrapped in quality construction and surrounded by community charm. Don't let this new listing slip away — schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-101.4 mi
4/10
Avon Park High SchoolGrades PK,9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Single Hung
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,043
  • Total interior livable area: 2,466 sqft

Property

Details

  • Parcel number: C04342813026800160
  • Zoning description: single fam
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Fenced,In Ground
  • Patio & porch: Rear Porch,Screened,Patio
  • Exterior features: Fruit Trees,Patio
  • Has view: Yes
  • View description: Pool
  • Frontage length: 125

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$385$4,620
Property Taxes $626$7,512
Electricity $248$2,978
Total$4,292$51,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,154/yr
40% on housing$128,760/yr
45% on housing$114,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$105
Highlands County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$599,999
2026-01-28Listing removed$649,000
2026-01-07Price change$649,000
2025-11-25Price change$659,000
2025-07-29Listed for sale$675,000
2006-06-23Sold$297,500
2004-06-28Sold$975,000
1996-06-19Sold$16,000

For Sale by Agent

AgentTracy King-MacCornack
BrokerageRidge Real Estate Enterprises

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