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5204 Cortez Blvd, Sebring, FL, 33872

4beds
3baths
2,240sqft
$331,260
$148price/sqft
$2,522/moest. monthly cost
$100,880/yrincome needed

About This Home

Welcome to Sun ‘N Lake, a beautiful 36-hole championship golf community with tennis courts, a swimming pool, and more. Here, residents can enjoy easy access to all amenities this community has to offer. Located in Central Florida, Sebring occupies the southern end of the Lake Wales Ridge, a 100-mile-long range of sand hills, scrub, and freshwater lakes. In addition, Sebring boasts excellent shopping and dining options. So, this is the ideal location for homeowners who are looking to relax or to be on the go.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-101.5 mi
4/10
Avon Park High SchoolGrades PK,9-125.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Westfield
  • Builder name: Southern Homes of Polk County

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Features

  • Attic Ventilator,Open Floorplan,Split Bedroom,Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 378
  • Dimensions: 21x18

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,764
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 14x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: C04342813027200130
  • Zoning: R1A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Rear Porch
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.28 Acres
  • Features: In County,Landscaped
  • Lot size dimensions: 99 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,675$20,100
Home Insurance *$212$2,544
Property Taxes $410$4,920
Electricity $225$2,705
Total$2,522$30,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,468/yr
40% on housing$75,660/yr
45% on housing$67,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$106
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$329,900
2026-03-05Listed for sale$343,928
2025-12-05Listing removed$351,928
2025-11-04Price change$351,928
2025-09-30Listed for sale$359,928
2012-04-13Listing removed$29,500
2012-02-11Listed for sale$29,500
2009-11-19Listing removed$43,900
2008-07-01Price change$43,900
2008-06-11Listed for sale$54,900

New Construction Spec

AgentEd Laderer
BrokerageVANTAGE PROPERTY MANAGEMENT LLC

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