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4205 Cremona Ct, Sebring, FL, 33872

7beds
7baths
0sqft
$810,000
--price/sqft
$6,011/moest. monthly cost
$240,440/yrincome needed

About This Home

Luxury meets lifestyle in this breathtaking 5,700+ gross sq. ft. Spanish/Mediterranean estate in Sun 'n Lake. Featuring 7 bedrooms, 5 baths and 2 half baths, lofty ceilings, a chef's kitchen, a private master retreat with spa bath, a media room, and a bonus/game room. Two bedrooms with a private entry create the perfect in-law suite or retreat for a college student seeking privacy. Outdoor living shines with a screened-in pavilion, a summer kitchen perfect for hosting, and a lush .65-acre lot-perfect for entertaining. Plus, a separate lot next door is available for sale, offering even more privacy and potential. Enjoy resort-style amenities, including golf, pool, fitness, and trails. A true one-of-a-kind residence-schedule your private showing today. Taxes are approximately $466 per month, and insurance is approximately $400 per month.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-101.3 mi
4/10
Avon Park High SchoolGrades PK,9-124.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Concrete Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Flooring: Tile
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 000000000.00007504142.000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Screened Porch,Deck
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 0.65 Acres
  • Features: Cul de Sac,Trees

Parking

  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance *$520$6,240
Property Taxes $882$10,584
Electricity $514$6,178
Total$6,011$72,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,091/yr
40% on housing$180,330/yr
45% on housing$160,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$106
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$749,000
2026-02-12Price change$757,000
2026-01-08Price change$759,000
2025-10-01Listed for sale$785,000
2025-09-05Listing removed$799,900
2025-04-07Listed for sale$799,900
2024-08-03Listing removed$750,000
2024-06-27Listed for sale$799,999
2024-05-31Listing removed--
2024-04-02Price change$875,000
2023-10-04Listed for sale$935,000
2021-08-02Sold$735,000
2021-06-27Pending sale$750,000
2021-06-08Price change$750,000
2021-04-20Listed for sale$799,000
2021-03-08Listing removed--
2021-02-02Listed for sale$799,000
2020-07-11Listing removed$3,500
2020-07-11Price change$3,500
2020-06-10Listed for rent$3,995
2005-12-19Sold$36,000

For Sale by Agent

AgentAna Curnow Glover
BrokerageThe Pipal Group

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