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1554 N Oak Park Ave, Avon Park, FL, 33825

2beds
2baths
978sqft
$289,000
$296price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

Lakefront living at its best! Welcome to 1554 N Oak Park Ave, a beautifully maintained 2-bedroom, 1.5-bath home perfectly positioned on the shores of Lake Viola, one of Highlands County’s cleanest, spring-fed lakes. Built in 2006, this solid block-and-stucco home combines modern comfort, durable materials, and peaceful waterfront views — the ideal retreat for year-round living or a weekend getaway.(Fully Furnished) Step inside to an inviting open floor plan featuring newer luxury vinyl plank flooring, a bright living and dining area, and large PGT Win guard hurricane-rated windows that frame the lake and fill the home with natural light. The kitchen boasts custom TruWood cabinetry, ample counter space, and an eat-in area perfect for casual meals or coffee with a view. Enjoy Florida’s outdoor lifestyle from your screened lanai, where you can relax and watch stunning sunsets over the water. The property offers 147 feet of private lake frontage, giving you easy access for boating, fishing, or paddleboarding. Outside you’ll also find a metal roof, hot/cold outdoor shower, rain gutters, and a concrete detached garage/workshop with an attached carport — plenty of space for tools, hobbies, or storing your lake gear. Nestled on a generous 0.40-acre lot with no HOA or deed restrictions, this home provides the freedom to enjoy your property your way. Located adjacent to a county boat ramp and fishing pier, and just minutes from downtown Avon Park’s shops and restaurants, this home blends convenience with tranquility.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Park Elementary SchoolGrades PK-50.5 mi
3/10
Avon Park Middle SchoolGrades 6-81.6 mi
4/10
Avon Park High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Washer

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,461
  • Total interior livable area: 978 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Porch

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: C143328A0001500000
  • Zoning description: R3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened
  • On waterfront: Yes
  • Frontage type: Lakefront
  • Frontage length: 273

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$274$3,288
Property Taxes $367$4,404
Electricity $197$2,366
Total$2,299$27,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 33825$98
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33825$146
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$289,000
2025-12-03Listed for sale$299,000
2025-11-23Listing removed$319,000
2025-07-24Price change$319,000
2024-04-16Price change$349,000
2024-03-20Price change$399,000
2024-02-17Listed for sale$425,000
2012-12-21Sold$73,000

For Sale by Agent

AgentRonnie Carter
BrokerageADVANCED ALL SERVICE/ SEBRING

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