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103 Citrus Rd NE, Lake Placid, FL, 33852

3beds
2baths
1,956sqft
$489,900
$250price/sqft
$3,571/moest. monthly cost
$142,840/yrincome needed

About This Home

LAKE LIFE AWAITS… Welcome to this beautiful waterfront home with access to the 3,700-acre Lake June, perfectly situated in the highly desirable community of Placid Lakes and just a short boat ride from open water. This inviting residence offers three bedrooms, two bathrooms, and a two-car garage, all thoughtfully designed to embrace comfortable lakefront living. As you step inside, you’re greeted by an open floor plan ideal for both everyday living and entertaining. A stunning dining room framed by graceful arches creates an elegant focal point, while crown molding and soaring ceilings enhance the home’s light, airy feel. The kitchen is both functional and charming, featuring granite countertops, a convenient snack bar, and a cozy breakfast nook highlighted by a picturesque bay window. The spacious primary suite is privately tucked away on one side of the home, offering serene water views and a true retreat-like atmosphere. It includes his-and-her closets and a luxurious en suite bathroom complete with a jetted tub, separate walk-in shower, expansive double-sink vanity, and a private water closet. On the opposite side of the home, two additional generously sized bedrooms and a well-appointed guest bath provide comfort and privacy for family or visitors. Pocket sliding doors from the living room open seamlessly to the screened lanai, creating the perfect space to enjoy your morning coffee while overlooking the water. From there, head down to your private boathouse with lift and spend your days enjoying everything Lake June has to offer, from swimming and tubing to fishing and waterskiing, or simply relaxing at the popular sandbar. As the day winds down, take the boat out to the middle of the lake and experience breathtaking sunset views that never get old. Whether you’re searching for a full-time residence or the perfect weekend escape, this home delivers the ultimate lakefront lifestyle. Come experience it for yourself, because LAKE LIFE IS THE BEST LIFE!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
4/10
4/10
Lake Placid High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Vaulted Ceiling(s),Window Treatments
  • Window features: Single Hung,Blinds,Drapes
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 1,956 sqft

Property

Details

  • Parcel number: C14372907107300450
  • Zoning description: R1A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened,Deck
  • Exterior features: Deck,Dock,Sprinkler/Irrigation
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Seawall
  • Waterbody name: June
  • Frontage type: Canal
  • Frontage length: 88

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$425$5,100
Property Taxes $472$5,664
Electricity $197$2,366
Total$3,571$42,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,434/yr
40% on housing$107,130/yr
45% on housing$95,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 33852$154
Highlands County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 33852$185
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$489,900
2025-01-17Listed for sale$490,000
2008-05-01Sold$230,000
2007-12-04Listed for sale$339,000
2005-03-04Sold$85,000

For Sale by Agent

AgentLisa Frantz
BrokerageLPT Realty LLC

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