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109 Edgewater Dr S, Lake Placid, FL, 33852

2beds
2baths
1,072sqft
$220,000
$205price/sqft
$1,795/moest. monthly cost
$71,800/yrincome needed

About This Home

Lovely Covered Bridge home for sale - move in ready!! This two bedroom/2 bath duplex was updated with new roof in 2018 and new Trane HVAC system also in 2018, allowing you peace of mind! Other updates (approximately 8 years ago, vinyl plank flooring installed throughout, water heater replaced, granite counter tops in kitchen, paint and some newer appliances! The back yard is very private and absolutely loaded with different fruit trees (mango, peach tree, orange, lemon, lime and pineapples - just to name a few!). Seller enlarged the driveway to allow four cars to park which really makes nice space! Covered Bridge is a friendly 55+ community with low HOA fees $112 per month which includes basic cable, space available for RV and Boat storage, lawn mowing, pool, hot tub, game room, library, exercise room shuffleboard and pickle ball courts! All an additional bonus, residents enjoy a private access to the Jack Cree deep water canal that provides access to a couple of the popular lakes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
4/10
4/10
Lake Placid High SchoolGrades PK,9-124.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,High Speed Internet,Cable TV,Unfurnished,Vaulted Ceiling(s),Split Bedrooms
  • Window features: Single Hung
  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,072 sqft

Property

Details

  • Parcel number: C15362906000600170
  • Zoning description: M1FUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Rear Porch,Enclosed
  • Frontage length: 53

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$191$2,292
Property Taxes $295$3,540
Electricity $197$2,366
Total$1,795$21,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,542/yr
40% on housing$53,850/yr
45% on housing$47,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 33852$156
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33852$185
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$220,000
2026-03-01Price change$209,000
2026-02-20Listed for sale$220,000
2023-07-31Sold$227,000
2023-07-08Pending sale$234,900
2023-02-24Price change$234,900
2022-12-20Price change$250,000
2022-12-01Listed for sale$280,000
2020-11-23Sold$135,000
2018-05-31Sold$125,900
2018-02-21Listed for sale$128,000
2004-02-26Sold$80,000

For Sale by Agent

AgentLaura Shirley
BrokerageRE/MAX REALTY PLUS

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