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1400 N Oak Ridge Dr, Lorida, FL, 33857

3beds
2baths
1,798sqft
$370,000
$206price/sqft
$4,083/moest. monthly cost
$163,320/yrincome needed

About This Home

Calling all fishermen! Don’t miss this rare opportunity to own a one-owner, 3 bedroom, 2 bathroom canal-front home with direct access to Lake Istokpoga — the largest lake in Highlands County at approximately 27,600 acres and the fifth largest lake in Florida, renowned for its trophy bass and speck fishing. Offering 1,798 sq ft of living space, this home features a desirable split floor plan designed for comfort and privacy. The kitchen is equipped with stainless steel appliances, and the home is topped with a durable metal roof installed in 2011 for added peace of mind. Enjoy relaxing mornings on the open front porch and unwind in the evenings on the screened back porch with a beautiful mosaic tile floor and tranquil canal views. Fish right from your private boat dock or take your boat down the canal straight into Lake Istokpoga for a full day on the water. A public boat ramp is conveniently located just around the corner for easy launching and access. Additional highlights include a front carport, rear boat port, and a storage shed perfect for fishing gear and equipment. Whether you're looking for a full-time residence or the ultimate fishing retreat, this waterfront property delivers the lifestyle you’ve been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Fred Wild Elementary SchoolGrades PK-511.9 mi
5/10
Sebring Middle SchoolGrades 6-812.6 mi
3/10
Sebring High SchoolGrades PK,9-1212.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Laminate,Simulated Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,326
  • Total interior livable area: 1,798 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Porch

  • Level: Main

Porch

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 20353101000300040
  • Zoning description: 0131
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Open,Screened
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterbody name: Istokpoga
  • Frontage type: Canal
  • Frontage length: 100

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Inland Flooding
Wildfire
Drought
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$1,693$20,316
Property Taxes $323$3,876
Electricity $197$2,366
Total$4,083$48,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,988/yr
40% on housing$122,490/yr
45% on housing$108,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 33857$194
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33857$52
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$370,000
2026-02-22Listed for sale$379,900
2005-05-26Sold$65,000
2003-12-23Sold$17,500

For Sale by Agent

AgentTalmadge Albritton
BrokerageA.R.E.A. Real Estate Services

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