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579 S Shore Dr, Lake Winnebago, MO, 64034

4beds
4baths
3,395sqft
$1,249,000
$368price/sqft
$8,335/moest. monthly cost
$333,400/yrincome needed

About This Home

Discover elevated living in The Heather floorplan by Walker Custom Homes – a thoughtfully designed reverse 1.5 story home offering 4 bedrooms, 4 bathrooms, and 3,395 square feet of refined living space. This second tier lot backs to lush HOA greenspace, making your backyard a serene retreat, and comes with a private boat slip at the community docks, allowing you to embrace lake life with ease. This spacious layout features a large primary suite on the main level, complete with easy access to a stunning covered deck with an outdoor fireplace, perfect for year-round enjoyment. The open-concept main floor is ideal for hosting or relaxing in comfort, while the lower level includes a stylish bar and additional bedrooms, creating a versatile space for entertaining and guests. A true custom home experience! Nestled in the vibrant Lake Winnebago community, enjoy exclusive amenities including boating, fishing, scenic walking trails, horse stables, tennis and basketball courts, plus a brand-new community pool coming soon.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Stucco & Frame,Wood Siding

Other

  • Builder name: Walker Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Concrete,Finished,Walk-Out Access

Bathroom2

  • Level: Main

Bathroom3

  • Level: Basement

Bathroom4

  • Level: Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Insert,Living Room,Fireplace Equip
  • Fireplace: Yes
  • Finished area below ground: 1,342
  • Finished area above ground: 2,053

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,395
  • Total interior livable area: 3,395 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Media Room

  • Level: Basement

Property

Details

  • Parcel number: 0304250
  • Other equipment: Back Flow Device

Lot

  • Lot size: 0.46 Acres
  • Features: Adjoin Greenspace,City Limits,Estate Lot

Parking

  • Total spaces: 3
  • Parking features: Built-In,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$898$10,776
Property Taxes $863$10,356
Electricity $259$3,111
Total$8,335$100,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,771/yr
40% on housing$250,050/yr
45% on housing$222,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 64034$301
Cass County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 64034$189
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-13Listed for sale$1,269,000

New Construction

AgentJames Asher
BrokerageAsher Real Estate LLC

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