235 Gerard St, Sainte Genevieve, MO, 63670
About This Home
Dont wait... Located close to downtown, this 4 bedroom, 2 full bath, full brick ranch at 235 Gerard St offers approximately 2,500 square feet of finished living space on a large town lot on a quiet dead end street. This well maintained and fully remodeled home combines classic construction with modern updates in the heart of historic Ste Genevieve. The main level features an open floor plan with new flooring, updated windows, remodeled bathrooms, and a beautifully updated kitchen complete with brand new stainless steel appliances. A new covered deck extends the living space outdoors and overlooks the landscaped backyard and above ground pool- creating a private, park like setting ideal for relaxing and entertaining. The finished walkout basement includes a large family room with fireplace, walkout access to a generous concrete patio and additional flexible living space, bringing the total finished area to approximately 2,500 square feet. New Pella sliding doors on both levels enhance natural light and provide easy access to outdoor areas. New Roof on 4/15/2026 offers added value and peace of mind. Additional features include an expansive driveway and attached three car garage providing ample parking and storage. Located within the Ste Genevieve School District and just minutes from downtown, schools, and the shopping district- this property offers both convenience and a quiet residential setting in the heart of it all!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Concrete Perimeter
- Roof: Asbestos Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,High Speed Internet,Open Floorplan
- Door features: Sliding Doors,Storm Door(s)
- Flooring: Combination,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Basement,Blower Fan,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,125
- Finished area above ground: 1,405
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,530
- Total interior livable area: 2,530 sqft
Property
Details
- Parcel number: 9782000
- Special condition: Standard
Features
- Levels: One
- Pool features: Above Ground
- Patio & porch: Covered,Deck,Front Porch,Patio
Lot
- Lot size: 0.60 Acres
- Features: Adjoins Open Ground,Back Yard,Landscaped
- Lot size dimensions: 247 x 143 x 110 x 38 x 159
Parking
- Total spaces: 3
- Parking features: Concrete,Driveway,Garage,Garage Door Opener,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,865 | $22,380 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $202 | $2,424 |
| Electricity | $193 | $2,318 |
| Total | $2,588 | $31,056 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $379,000 |
| 2026-03-27 | Price change | $385,000 |
| 2026-03-03 | Listed for sale | $395,000 |
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