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0 Top Ozark Rd, Belgrade, MO, 63622

0beds
--baths
1,344sqft
$1,288,000
$958price/sqft
$8,307/moest. monthly cost
$332,280/yrincome needed

About This Home

Generational type Family Farm! Tucked away off a privately owned road in the rolling hills of Belgrade, Missouri, this outstanding 322-acre property offers the perfect blend of natural beauty, functionality, privacy, and recreation. Located just minutes from the historic town of Caledonia, this property is more than just a farm; it’s a once-in-a-generation opportunity to own a true legacy property. The land itself is incredibly diverse and well-balanced, featuring beautiful rolling hills, open pasture, mature timber draws, and a peaceful live creek winding through the property. Four ponds are scattered throughout the farm, providing excellent water sources for livestock and wildlife. Perimeter and cross fencing are already in place, making this an ideal setup for a cattle operation or horse farm. Several incredible build sites offer breathtaking views and outstanding privacy. With electric and a well already established, the groundwork is in place for someone to create a true legacy property, whether that’s a private family retreat with multiple homes, a full-time residence, or the ultimate weekend escape. For outdoor enthusiasts, this property is nothing short of exceptional. The mix of live water, timber, and open ground provides outstanding habitat for deer and turkey. You could also plant crops, ride trails, fish the ponds, or take a short trip to Council Bluff Lake for more fishing and outdoor recreation. In addition, the Northwest corner of the property offers direct access to national forest. Whether you envision running cattle across the rolling pasture, building cabins for family and friends, or owning a secluded hunting paradise, this property has the versatility and character to make it happen. Properties of this size and magnitude are exceptionally hard to find — a true generational farm built to be treasured for decades to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Valley High SchoolGrades 7-128.7 mi

Construction

Condition

  • Year built: 1933

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Interior

Features

  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 238.0028000000003.00000
  • Special condition: Standard

Lot

  • Lot size: 322 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,512$78,144
Home Insurance *$1,096$13,152
Property Taxes $558$6,696
Electricity $141$1,693
Total$8,307$99,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,811/yr
40% on housing$249,210/yr
45% on housing$221,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$958This listing

vs Other Active Listings

Avg $/sqft

ZIP 63622$120
Washington County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 63622
Washington County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$1,250,000
2026-05-19Listed for sale$1,288,000
2026-03-01Listing removed$1,290,000
2025-09-04Listed for sale$1,290,000

For Sale by Agent

AgentJordan S Thompson
BrokeragePremier Farm Realty Group LLC

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