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4685 Kossuth Ave, Saint Louis, MO, 63115

--beds
--baths
3,264sqft
$25,000
$8price/sqft
$603/moest. monthly cost
$24,120/yrincome needed

About This Home

This multi-unit property gives an opportunity with this classic, all-brick 4-family property in Saint Louis. Spanning approximately 3,264 square feet of total living space on a 4,680-square-foot lot, this multi-family building features four distinct rental units, offering incredible potential for consistent portfolio growth. The structure is complemented by a full basement ideal for shared utility and added storage capacity. Situated in a quiet, accessible neighborhood.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
2/10
1/10
Sumner High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 3,264 sqft

Property

Details

  • Parcel number: 44061103300
  • Special condition: In Foreclosure

Lot

  • Lot size: 4,678 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Tornado
Inland Flooding
Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$207$2,484
Property Taxes $21$252
Electricity $249$2,990
Total$603$7,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,674/yr
40% on housing$18,090/yr
45% on housing$16,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$8This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$34
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentMichael A Zouglas
BrokerageREO Xpress, LLC

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