401 E 5th St, Belle, MO, 65013
About This Home
Charming 3-Bedroom Home in the Heart of Belle! Welcome home to this well-maintained 3-bedroom, 1-bath home conveniently located within the city limits of Belle. Offering comfortable living and plenty of outdoor space, this property is perfect for first-time buyers, those looking to downsize, or anyone wanting the convenience of in-town living. Inside, you'll find a functional layout with an attached 1-car garage. Step outside to enjoy the fully fenced backyard, complete with a patio that provides direct access to the primary bedroom—perfect for relaxing mornings or quiet evenings. A storage/equipment and gardening shed offers plenty of room for lawn equipment, tools, or hobby space. One of the standout features of this property is the additional adjoining 0.167± acre lot (Tax ID 01-5.0-21-002-17-0020.00), giving you extra yard space, room for gardening, recreation, or future possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 015.021002170020.01
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 0.31 Acres
- Features: Adjoins Open Ground,Back Yard,Corner Lot,Near Golf Course,Open Lot
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $75 | $900 |
| Electricity | $141 | $1,693 |
| Total | $1,488 | $17,856 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $190,000 |
| 2026-07-16 | Listed for sale | $200,000 |
View on Zillow