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122 Almeling St, New Melle, MO, 63365

2beds
1baths
690sqft
$200,000
$290price/sqft
$1,415/moest. monthly cost
$56,600/yrincome needed

About This Home

New Roof January 2026!! This 1938 cottage in the heart of New Melle offers a quaint, livable space. With about 690 sf, the home features 1 bedroom, 1 bathroom, and a flex room that could easily serve as a second bedroom with an armoire. Laminate flooring runs throughout, and a mix of older wood and vinyl windows keep the home bright and inviting. The kitchen is functional, with all necessary appliances and room for a small dining table. The living room, with its ample natural light, feels open and welcoming. A small laundry room off the kitchen leads to a deck that's seen better days but still offers outdoor potential. The basement, accessible via an exterior entrance is constructed of stone, concrete, and cinder block and houses the propane furnace and water heater. While some repairs and updates are needed, the home is a cute livable space and offers a cozy, small-town feel with mature trees in the yard. A great chance to make it your own. Investors or Cash buyers only

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1938

Materials

  • Foundation: Block,Combination,Concrete Perimeter,Stone
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Walk-Out Access

Bathroom

  • Level: Main

Bedroom

  • Features: Floor Covering: Laminate
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Dining Room Combo,Laminate Counters,Shower,Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Blinds,Double Pane Windows,Insulated Windows,Wood Frames
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 690

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 690
  • Total interior livable area: 690 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main

Living Room

  • Features: Floor Covering: Laminate
  • Level: Main

Other

  • Features: Floor Covering: Laminate
  • Level: Main

Property

Details

  • Parcel number: 30159S026000046.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Exterior features: No Step Entry
  • Fencing: Back Yard,Chain Link,Gate,Other,Wood

Lot

  • Lot size: 5,301 sqft
  • Features: Back Yard,City Lot,Corners Marked,Some Trees
  • Lot size dimensions: 58 x 111 x 57 x 104

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$87$1,044
Property Taxes $176$2,112
Electricity $141$1,693
Total$1,415$16,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,514/yr
40% on housing$42,450/yr
45% on housing$37,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 63365—
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63365—
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$200,000
2026-06-05Contingent$200,000
2026-05-29Listed for sale$200,000

For Sale by Agent

AgentJulie A Burt
BrokerageBlondin Group, Inc

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