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837 LILY STREET, Sebring, FL, 33875

6beds
6baths
6,758sqft
$549,999
$81price/sqft
$4,522/moest. monthly cost
$180,880/yrincome needed

About This Home

WOW!! Very rare opportunity to own this expansive concrete block estate offering 6 bedrooms, 6 bathrooms, a TEN car garage and an impressive 8,232 total square feet, with approximately 6,758 square feet under air, situated on a sprawling 1-acre corner lot with No HOA. Ideally located just minutes from Sebring International Raceway, shopping, dining, US-27, Highlands Hammock State Park, area lakes, and golf courses, this exceptional property offers space, versatility, and endless possibilities. Recent improvements include new wide-plank luxury vinyl plank flooring throughout, fresh interior paint, new toilets and light fixtures, pressure-washed exterior, three brand-new HVAC systems (four total A/C units), a brand-new automatic self-cleaning water filtration system with water softener, and a durable metal roof. Car enthusiasts, and RV owners will appreciate the abundant garage space, additional storage, air-conditioned garage, heavy equipment outlets, covered 100-foot RV carport, and 400-amp electrical service. The property also features two septic systems, a basketball court, plantation shutters, and a private attached mother-in-law suite or guest house complete with its own entrance and separate mailbox—ideal for multigenerational living, guests, or rental potential. With its incredible size, extensive amenities, and prime location, this one-of-a-kind property is truly a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sebring Middle SchoolGrades 6-84.9 mi
3/10
Sebring High SchoolGrades PK,9-124.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Range,Refrigerator,Water Purifier,Water Softener
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s),In-Law Floorplan
  • Window features: Window Treatments,Shutters
  • Flooring: Luxury Vinyl

Great Room

  • Features: Built-In Shelving
  • Level: First
  • Area: 988
  • Dimensions: 38x26

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,232
  • Total interior livable area: 6,758 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 288
  • Dimensions: 18x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: C24352803000700520
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Basketball Court,Private Mailbox,RV Hookup,Storage

Lot

  • Lot size: 0.98 Acres
  • Features: Corner Lot
  • Lot size dimensions: 130 x 327

Parking

  • Total spaces: 10
  • Parking features: Boat,Covered,Driveway,Garage Door Opener,Guest,Oversized,Parking Pad,RV Carport,Tandem,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$430$5,160
Property Taxes $631$7,572
Electricity $680$8,161
Total$4,522$54,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,040/yr
40% on housing$135,660/yr
45% on housing$120,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 33875$107
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33875$182
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$524,999
2026-07-31Price change$549,999
2026-07-19Price change$574,999
2026-07-05Price change$599,000
2026-07-01Listed for sale$624,000
2026-04-10Sold$300,000
2018-09-17Sold$310,000
2018-08-23Pending sale$309,900
2018-07-27Listed for sale$309,900
2018-02-02Listing removed$301,074
2017-12-14Listed for sale--
2016-06-22Listing removed--
2016-05-31Listed for sale--
2012-07-18Listing removed$359,000
2011-10-07Listed for sale$359,000
2005-08-05Sold$35,000
2004-01-29Sold$5,500

For Sale by Agent

AgentLorisa Motko
BrokerageCHARLES RUTENBERG REALTY ORLANDO

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