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5430 Lakewood Rd, Sebring, FL, 33875

3beds
2baths
1,818sqft
$489,000
$269price/sqft
$3,532/moest. monthly cost
$141,280/yrincome needed

About This Home

SOMETHING FOR EVERYONE! Beautifully maintained 3BD/2BA home on nearly ½ acre offering exceptional indoor/outdoor living with space for hobbies, entertaining, and storage. Features include a 2-car attached garage, screened lanai, and a 23x29 climate-controlled, insulated concrete block detached workshop with epoxy floors, loft storage, and 50-amp power. A detached 10x15 air-conditioned office/flex space adds versatility. Enjoy outdoor living with a covered deck and 6-person hot tub, 16x16 seating area with propane firepit, and a kids’ play area with swing set and zip-line. The PVC-fenced backyard features irrigated Bermuda grass, landscaping, and rock beds. Additional highlights: covered rear carport, ample parking for guests and recreational vehicles, side drive to workshop, and resurfaced circular driveway. Updates include fresh interior/exterior paint, metal roof (2018), A/C (2023), new kitchen appliances, tankless water heater, insulated garage door, epoxy floors, and generator-ready 50-amp inlet with transfer switch. Split floor plan with living and dining rooms, breakfast bar, and nook. Spacious kitchen with pantry. Primary suite offers tray ceiling, jacuzzi tub, dual sinks, walk-in shower, and walk-in closet. A unique property blending comfort, function, and outdoor living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Sebring Middle SchoolGrades 6-84.8 mi
3/10
Sebring High SchoolGrades PK,9-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Unfurnished,Window Treatments,Split Bedrooms
  • Window features: Single Hung,Blinds
  • Flooring: Plank,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,102
  • Total interior livable area: 1,818 sqft

Property

Details

  • Parcel number: C24352807000800650
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened,Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio
  • Frontage length: 80

Lot

  • Lot size: 0.49 Acres

Parking

  • Parking features: Assigned,Carport,Detached,Garage,Three or more Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$382$4,584
Property Taxes $481$5,772
Electricity $197$2,366
Total$3,532$42,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,097/yr
40% on housing$105,960/yr
45% on housing$94,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 33875$100
Highlands County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 33875$182
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$489,000
2026-03-16Listed for sale$499,950
2023-06-26Sold$465,000
2023-05-01Contingent$474,900
2023-05-01Pending sale$474,900
2023-04-28Price change$474,900
2023-04-18Listed for sale$479,900
2023-04-14Contingent$479,900
2023-04-05Listed for sale$479,900
2023-03-29Listing removed--
2023-03-28Listed for sale$485,000
2015-11-18Sold$215,000
2015-10-21Price change$224,900
2015-06-23Price change$228,800
2015-05-07Price change$248,500
2015-03-20Listed for sale$258,500
2014-05-06Listing removed$239,900
2014-03-25Price change$239,900
2014-03-20Price change$249,900
2014-03-07Price change$255,000
2014-02-07Listed for sale$265,000
2007-05-01Sold$270,000
2005-05-31Sold$36,000
2005-04-25Sold$24,500
2004-03-30Sold$7,000

For Sale by Agent

AgentPatricia Roberts
BrokerageADVANCED ALL SERVICE/ SEBRING

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