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110 Swallow Ave, Sebring, FL, 33870

2beds
2baths
1,723sqft
$229,900
$133price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Located in the popular neighborhood of Sebring Hills/Sebring Country Estates, this unique brick home is ready for new owners to enjoy everything it has to offer! 2 spacious bedrooms, 2 full bathrooms, oversized 2 car garage, plus more! You will adore the attractive curb appeal that the brick siding provides! Walking in, you will be impressed by the high vaulted ceilings. The centrally located kitchen boasts plenty of Butcher block counterspace, breakfast bar, and pantry! What is wonderful about this home is that it provides both a front living room and back family room with a designated dining area in between to allow for more flexibility with furniture placement. The primary suite offers an ensuite master bath containing a walk-in shower and access into the fenced-in back yard. The second bedroom features plenty of closet space and the full 2nd bathroom contains a shower/tub combo. Super convenient indoor utility room for easier laundry days - the washer & dryer conveying with the sale of the property. The perfect area for entertaining is present in the 10’x12’ screened-in back porch (installed with permit in 2013) overlooking the beautiful back yard! The roof was replaced with a permit in 2018, 14’x16’ shed in 2006, chain link fence 2014. City of Sebring water, septic tank utilities. Deeded lake access to Lake Jackson near Bayview ST. No mandatory HOA or Special District Fees apply to the residents of this wonderful neighborhood, however there is an optional HOA that you may elect to join for the Sebring Country Estates/Sebring Hills neighborhood - Includes a clubhouse and HOA Board that hosts Bingo, various card and board games every week plus potlucks, dances, and other special events!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-102.2 mi
3/10
Sebring High SchoolGrades PK,9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet,Cable TV,Vaulted Ceiling(s),Window Treatments
  • Window features: Double Hung,Blinds
  • Flooring: Plank,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 1,723 sqft

Property

Details

  • Parcel number: C26342802000000670
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Screened
  • Exterior features: Fence,Shed,Workshop
  • Waterfront features: Deeded Access
  • Waterbody name: Jackson
  • Frontage length: 75

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$210$2,520
Property Taxes $304$3,648
Electricity $197$2,366
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$96
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$239,900
2026-02-16Listed for sale$259,000
2026-02-01Listing removed--
2025-11-03Listed for sale$269,000
2021-04-07Sold$150,000
2020-01-31Sold$77,000

For Sale by Agent

AgentEmily Jones
BrokerageRE/MAX REALTY PLUS

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