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202 Saratoga Springs Ave, Clinton, MS, 39056

4beds
4baths
2,785sqft
$460,000
$165price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

Welcome in 202 Saratoga Springs Ave at Horseshoe Bend new home community in Clinton, Mississippi. Discover The Camden, a stunning home design floorplan featured at Horseshoe Bend in the picturesque town of Clinton, Mississippi. Offering 2,785 square feet of thoughtfully designed living space, this 4-bedroom, 3.5-bathroom home includes a spacious 3-car garage, ensuring plenty of room for vehicles, storage, or hobbies. Perfect for multi-generational living, The Camden includes a private bedroom, bathroom, and living area often referred to as a mother-in-law suite—ideal for extended family or guests. As you step into the inviting foyer, you'll find two guest bedrooms that share an ensuite bathroom with a double vanity, creating a cozy and functional space for family or visitors. Down the hall, a large formal dining room awaits, perfectly sized for hosting gatherings and special occasions. The beautifully designed kitchen, a true centerpiece of the home, overlooks the great room and features an oversized island with bar seating, gleaming granite countertops, a farmhouse sink, and sleek stainless-steel appliances. Enjoy serene views of the covered porch from the adjacent breakfast area, a charming spot for casual meals. The private primary suite, located at the rear of the home, boasts a luxurious ensuite bathroom complete with a double vanity, a tiled shower, a garden tub, and a spacious walk-in closet to meet all your storage needs. As with all homes in Horseshoe Bend, The Camden comes equipped with a Home is Connected smart technology package, giving you control over your home at your fingertips.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
5/10
8/10
Clinton High SchoolGrades 10-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2025

Materials

  • Foundation: Post-Tension,Slab
  • Roof: Architectural Shingles
  • Construction materials: Board & Batten Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Smart Home,Smart Thermostat,Soaking Tub,Breakfast Bar
  • Door features: Dead Bolt Lock(s),Insulated
  • Window features: Insulated Windows,Screens
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,785
  • Total interior livable area: 2,785 sqft

Property

Details

  • Parcel number: Unassigned
  • Zoning description: Single Family Residence

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$438$5,256
Property Taxes $276$3,312
Electricity $258$3,107
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 39056$128
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39056$126
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$460,000
2026-02-20Sold--
2026-01-05Pending sale$427,900
2025-11-10Price change$427,900
2025-10-20Price change$429,900
2025-09-27Price change$438,840
2025-09-17Price change$441,640
2025-07-08Price change$437,640
2025-05-14Listed for sale$419,900

For Sale by Agent

AgentChad A Odie
BrokerageReal Broker

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