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18145 Osage Ln, Terrell, TX, 75160

4beds
3baths
3,204sqft
$639,900
$200price/sqft
$4,989/moest. monthly cost
$199,560/yrincome needed

About This Home

NEW CONSTRUCTION BY LONG-TIME BUILDER - Robbie Hale Homes pays title, survey, up to $20k closing costs. Beautiful New Construction built by Robbie Hale Homes in the quiet country setting of Oak Point Estates in Terrell. This Beautiful Brick home with Stone accents will be situated on a one acre corner lot. The home is 3204 sf air conditioned, 4 Bedrooms, 3 Baths, a Formal Living Room, a Formal Dining Room, a 3 car garage with a covered front Porch and a huge covered Patio which overlooks the spacious backyard. As you enter the home through the Grand Foyer the Formal Dining Room and the Formal Living Room will be located on your left hand side with the Family Room off of the Foyer. The Family Room, which features a Stone Fireplace with stained mantle and gorgeous wood looking ceramic tile floor, is open to the Kitchen. The Kitchen includes an abundance of stained custom oak cabinets, quartz countertops, a huge kitchen island, a walk in pantry, and stainless steel appliances being a built-in oven, built-in microwave, dishwasher, an electric cooktop and a vent-a-hood. The Master Bedroom is massive with access to the covered Patio and the Master Bathroom will feature separate vanities, a jetted tub, an enormous walk-in shower with dual shower heads and a large walk-in closet. The Laundry Room is huge with a sink and room for a refrigerator. The exterior features sod, landscaping and the sprinkler system will be full for the front yards with a perimeter across the sides and the back of the home. Energy efficiency will include R-38 blown in attic insulation, R-15 wall insualtion, vinyl windows being dual paned windows, radiant barrier roof decking, and a high efficiency HVAC system. Property includes 30 x 40 shop building, Builder pays survey, title policy and up to $30k in closing costs. Builder has more details. High Speed Fiber is available in Oak Point Estates.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Terrell High SchoolGrades 9-124.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 16 x 11

Dining Room

  • Level: First
  • Dimensions: 16 x 11

Family Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 21 x 18

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Metal,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,204 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen Island,Walk-In Pantry
  • Level: First
  • Dimensions: 20 x 16

Laundry

  • Level: First
  • Dimensions: 13 x 9

Living Room

  • Level: First
  • Dimensions: 16 x 11

Master Bedroom

  • Features: Double Vanity,Jetted Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 14

Property

Details

  • Parcel number: 224066

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 1 Acres
  • Features: Acreage,Corner Lot,Sprinkler System
  • Lot size dimensions: 166 x 273 x 156 x 274

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$609$7,308
Property Taxes $794$9,528
Electricity $351$4,221
Total$4,989$59,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,051/yr
40% on housing$149,670/yr
45% on housing$133,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 75160$155
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75160$165
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-22Price change$639,900
2025-11-19Pending sale$594,900
2025-05-14Listed for sale$594,900

New Construction

AgentJohn Wood
BrokerageBuilders Realty

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