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6151 Cody Ln NW, Rochester, MN, 55901

4beds
3baths
2,240sqft
$530,000
$237price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

Welcome to this beautifully finished split-entry home at 6151 Cody Lane NW in Rochester, designed to offer modern appeal and everyday comfort. The exterior features clean lines, low-maintenance siding, and attractive stone accents that create welcoming curb appeal. A spacious, maintenance-free deck and rear patio provide ideal spaces for relaxing or entertaining, while the concrete driveway and professionally finished landscaping complete the outdoor setting. Inside, natural light fills the open and inviting layout. Main living areas feature durable luxury vinyl plank flooring, custom cabinetry, and quartz countertops, creating a space that is both stylish and functional. The kitchen flows seamlessly into the dining and living areas and is accented by a tiled backsplash. Bathrooms, entry, and laundry areas are finished with tile flooring, while bedrooms and the lower-level family room offer plush carpet for added comfort. You've got to see this one before it's gone!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Dakota Middle SchoolGrades 6-81.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Block,Concrete,Frame

Other

  • Builder name: KEVIN BERGE BUILDERS LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 171.1667
  • Dimensions: 13'2x13

Bedroom2

  • Level: Main
  • Area: 129.4722
  • Dimensions: 13'2x9'10

Bedroom3

  • Level: Basement
  • Area: 164.5833
  • Dimensions: 13'2x12'6

Bedroom4

  • Level: Basement
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 84.4028
  • Dimensions: 9'10x8'7

Family Room

  • Level: Basement
  • Area: 321.25
  • Dimensions: 21'5x15

Features

  • Finished area below ground: 984
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 12'10x12

Laundry

  • Level: Basement
  • Area: 67.375
  • Dimensions: 6'5x10'6

Living Room

  • Level: Main
  • Area: 184.3333
  • Dimensions: 13'2x14

Utility Room

  • Level: Basement
  • Area: 132.125
  • Dimensions: 10'6x12'7

Walk In Closet

  • Level: Main
  • Area: 43
  • Dimensions: 6x7'2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 740923088565
  • Zoning description: Residential-Single Family
  • Foundation area: 1120

Features

  • Levels: Multi/Split
  • Patio & porch: Composite Decking,Deck
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: 60 x 116

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$303$3,636
Property Taxes $128$1,536
Electricity $188$2,267
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$148
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$530,000
2025-12-15Listed for sale$540,000
2025-12-15Listing removed$120,000
2025-05-14Listed for sale$120,000
2025-05-01Sold$112,500

New Construction

AgentPeter Dokken
BrokerageReal Broker, LLC.

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