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11340 River Beauty Loop, Prospect, KY, 40059

6beds
8baths
5,907sqft
$2,599,000
$440price/sqft
$16,624/moest. monthly cost
$664,960/yrincome needed

About This Home

Welcome to 11340 River Beauty Loop in The Hamlet section of Norton Commons where luxury meets craftsmanship in this beautiful home by Artisan Signature Homes. This one-of-a-kind home has six large bedrooms, six full bathrooms and two half baths. In addition to the well-appointed primary suite, the first level of this home has an additional bedroom with an ensuite bath perfect for guests. The kitchen and living areas flow seamlessly together creating the perfect space for entertaining. Your great room opens to the sprawling rear porch that overlooks a large neighborhood greenspace. The second floor has 3 bedrooms including one that could be another primary bedroom with a cozy sitting room, luxurious bath and large closet space. The basement is partially finished offering a family room 6th bedroom and another full and half bathroom. This home sits on a corner lot and is elegant in every way. No detail has been overlooked in this home where functionality, design and finishes are top notch. Norton Commons, More Life Per Square Foot!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
10/10
North Oldham High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,403
  • Finished area above ground: 4,504

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,504
  • Total interior livable area: 5,907 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Second

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 11141A9

Features

  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Covt/Restr,Sidewalk
  • Lot size dimensions: 116 x 126 x 115 x 110

Parking

  • Total spaces: 3
  • Parking features: Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,141$157,692
Home Insurance *$1,025$12,300
Property Taxes $1,992$23,904
Electricity $466$5,597
Total$16,624$199,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$569,965/yr
40% on housing$498,720/yr
45% on housing$443,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$274
Oldham County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$2,599,000
2026-05-07Listing removed$2,649,000
2025-11-30Price change$2,649,000
2025-05-14Listed for sale$2,950,000

For Sale by Agent

AgentSusan M Graf
BrokerageNorton Commons Realty

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