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114 Seminole Dr E, Gainesville, TX, 76240

2beds
2baths
1,256sqft
$699,995
$557price/sqft
$5,107/moest. monthly cost
$204,280/yrincome needed

About This Home

Unique lakefront home with nice updates, two bedrooms and 2 bathrooms. Oversized garage with space for golf cart. Custom boat dock with boat lift, double jet ski lift, outdoor kitchen, fireplace and small climate controlled room. Enjoy the professional 18 hole golf course included in your monthly POA dues. Lake Kiowa offers two beach areas, a lodge with restaurant, large pavilion, kids playgrounds, tennis and much more. All information and measurements to be verified by buyer

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
5/10
Callisburg Middle SchoolGrades 6-89.7 mi
4/10
Callisburg High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dome,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Wine Cooler

Bedroom

  • Features: En Suite Bathroom
  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Cable TV
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,256 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Ceiling Fan(s),Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 3388

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Waterbody name: Kiowa

Lot

  • Lot size: 0.49 Acres
  • Features: Subdivision,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Driveway,Garage Faces Front,Garage,Golf Cart Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$712$8,544
Property Taxes $618$7,416
Electricity $238$2,859
Total$5,107$61,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,097/yr
40% on housing$153,210/yr
45% on housing$136,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$202
Cooke County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$699,995
2025-12-15Listing removed$699,995
2025-05-14Listed for sale$699,995

For Sale by Agent

AgentNorma Crew
BrokerageLake Kiowa Premiere

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