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111 Beach Harbor Dr #F, Grasonville, MD, 21638

2beds
1baths
950sqft
$70,000
$74price/sqft
$699/moest. monthly cost
$27,960/yrincome needed

About This Home

HUGE PRICE DROP! Now is your time to buy that sweet summer spot! Welcome to your waterfront paradise in the highly sought-after Beach Harbor Camper Cooperative Inc. of Grasonville, MD! This Town and Country Park model ranch-style home is the perfect blend of comfort, convenience, and offers some inspiring views, making it the ultimate 3-season go to for the water and beach lovers! This incredible home boasts 1.5 bedrooms and one bathroom, perfect for weekend or monthly summer getaways. New vinyl flooring and fresh paint. Beautiful water views of the Jackson Creek and the majestic Chester River. Shed provides ample storage. Step outside onto the deck and enjoy your morning coffee or entertain for breakfast, lunch or dinner. Picture yourself lounging on the beach or embarking on thrilling adventures in your kayak or boat through the sprawling waterways of the area. If you're a paddle-boarder, the protected waters of the creek and river are an absolute dream! Indoors cool off with window air conditioners for personalized climate control. The "half bedroom" features 2 bunk beds and a window, while the primary bedroom offers ample space for a queen bed and includes a closet. Conveniently located just steps from the community beach, this community offers immediate access to a host of outdoor activities, from swimming and fishing to kayaking, paddleboarding, shuffleboard, basketball and tennis. The delightful community pool, hot tub and clubhouse provide the perfect place for social gatherings and community events. Don't let this opportunity slip away! Take the first step towards owning your slice of paradise in the Beach Harbor Camper Cooperative. Schedule a viewing today and prepare to experience the very best of waterfront living, all at an incredibly affordable price! Enjoy! (Monthly fee $350/Monthly or $4,200/Yearly

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Kent Island High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1985

Materials

  • Construction materials: Combination

Type & Style

  • Home type: Cooperative
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Refrigerator,Cooktop,Water Heater,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Combination Dining/Living,Dining Area,Kitchen Island,Kitchen - Table Space
  • Flooring: Vinyl
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: NO TAX RECORD
  • Zoning: BEACH HARBOR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$22$264
Property Taxes $43$516
Electricity $281$3,374
Total$699$8,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,965/yr
40% on housing$20,970/yr
45% on housing$18,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 21638$284
Queen Anne's County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 21638$250
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-06Price change$70,000
2025-11-05Listed for sale$89,000
2025-07-04Listing removed$95,000
2025-05-14Price change$95,000
2025-01-04Listed for sale$105,000

For Sale by Agent

AgentAmber Bertholdt
BrokerageHSA By The Bay

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