See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2980 Us Highway 395 N, Minden, NV, 89423

5beds
3baths
2,420sqft
$3,500,000
$1,446price/sqft
$19,858/moest. monthly cost
$794,320/yrincome needed

About This Home

A Private Lakefront Retreat with Recreation Upside in the Heart of the Carson Valley! 22.36 Acres, Approx. 15-Acre Private Lake, Valuable Water Rights, Nice Home & Business Opportunity. Set against the stunning backdrop of Jobs Peak and the Sierra Nevada Mountains, this exceptional property is one of the most unique offerings in Northern Nevada. Anchored by a private lake, the property is currently operated as a recreation water ski lake under a special use permit —, A rare, turn-key recreational asset with valuable water rights and expansion potential. The lake is fed by a highly productive agricultural well, maintaining full water levels year-round with surplus capacity. A custom boat and ski dock with locker-room facilities support seamless operations, whether for private enjoyment or continued business use. The property also includes a well-maintained 5-bedroom, 3-bath home with a 2-car garage — ideal as a full-time residence, guest lodge, or operational base. With breathtaking views in every direction, this is a true lifestyle investment. Highlights Include: - Approx. 15-acre lake with ability for year-round enjoyment - Valuable water rights and high-producing ag well - Existing ski dock, boat access, and locker-room - 5 bed / 3 bath residence with 2-car garage - Permitted special use ski lake operation - Opportunity for private use, recreation, or business expansion - Incredible views of Jobs Peak and the Sierra Nevada’s - Just minutes to Carson City, 30 miles to Lake Tahoe, and 45 miles to Reno-Tahoe International Airport. Whether you're seeking a unique private lakefront estate or looking to operate and grow a recreational business, this property offers unmatched versatility and long-term value in the thriving Carson Valley, Northern Nevada.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
8/10
6/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Refrigerator,Washer
  • Laundry features: Laundry Area,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s)
  • Window features: Blinds,Double Pane Windows,Drapes
  • Flooring: Carpet
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 2,420
  • Total interior livable area: 2,420 sqft

Property

Details

  • Parcel number: 142030001004
  • Zoning: A19

Features

  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has spa: Yes
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Ski Resort,Valley
  • Horses can be raised: Yes

Lot

  • Lot size: 22.36 Acres
  • Features: Adjoins BLM/BIA Land,Adjoins Lake,Landscaped,Level,Open Lot,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance $624$7,488
Property Taxes $1,312$15,744
Electricity $225$2,710
Total$19,858$238,296

Income You'd Need if You Spent...

35% on housing$680,845/yr
40% on housing$595,740/yr
45% on housing$529,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,446This listing

vs Other Active Listings

Avg $/sqft

ZIP 89423$347
Douglas County$601

vs Homes Sold Last Month

Median $/sqft

ZIP 89423$334
Douglas County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$3,500,000
2025-12-31Listing removed$3,500,000
2025-05-15Listed for sale$3,500,000

For Sale by Agent

AgentMorgan Nevin
BrokerageFar West Real Estate LLC

Similar Homes