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1312 7th St, Statesville, NC, 28677

3beds
2baths
1,137sqft
$224,000
$197price/sqft
$1,527/moest. monthly cost
$61,080/yrincome needed

About This Home

Welcome to this charming home nestled in the heart of Statesville, NC! Step inside to a warm and inviting open kitchen featuring beautiful granite countertops and classic white shaker cabinets—perfect for gathering and making memories. Both bathrooms continue the elegant granite finishes, while durable LVP flooring flows seamlessly throughout the spacious three bedrooms and two baths. Conveniently located just minutes from downtown Statesville, this home offers the perfect balance of comfort, style, and accessibility. Come experience it for yourself - don't miss your chance to make it yours!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-84.8 mi
1/10
Statesville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Refrigerator
  • Laundry features: Inside,Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,137

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,137
  • Total interior livable area: 1,137 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 4733894478
  • Zoning: R5MFM
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.20 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$87$1,044
Property Taxes $108$1,296
Electricity $200$2,405
Total$1,527$18,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,354/yr
40% on housing$45,810/yr
45% on housing$40,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$227,000
2026-02-21Listing removed$225,000
2025-11-21Price change$225,000
2025-10-21Price change$235,000
2025-10-01Listed for sale$240,000
2025-06-25Sold$222,000
2025-05-15Listed for sale$229,900

For Sale by Agent

AgentNikki Robinson
BrokerageLake Norman Realty, Inc

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