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4830 COCO PALM DRIVE, Sebring, FL, 33870

2beds
2baths
1,362sqft
$159,900
$117price/sqft
$1,398/moest. monthly cost
$55,920/yrincome needed

About This Home

Opportunity awaits with this 2-bedroom, 2-bath home situated on a spacious shady corner lot in an established Sebring neighborhood. Offering 1,362 square feet of living space, the home features a separate living room plus a cozy family room with a beautiful stone fireplace, creating multiple spaces for relaxing or entertaining. The galley-style kitchen overlooks the dining area, providing a functional layout with great potential to personalize. The primary suite offers a private bath, while the second bedroom and bath provide comfortable accommodations for family or guests. Outside, enjoy a large private backyard with plenty of room for outdoor living, gardening, or future enhancements, along with the convenience of a two-car attached garage. With its desirable corner location, mature trees, and solid floor plan, this property presents an excellent opportunity to add your own style and updates. Conveniently located near shopping, dining, medical facilities, and area lakes, this property offers exceptional potential as a primary residence, seasonal retreat, or investment opportunity. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
5/10
Sebring Middle SchoolGrades 6-82.1 mi
3/10
Sebring High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1980

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room/Dining Room Combo
  • Flooring: Ceramic Tile
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,None
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,362 sqft

Kitchen

  • Level: First
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: C33342911000500200
  • Zoning: R1
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Exterior features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot
  • Lot size dimensions: 85 x 151

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$146$1,752
Property Taxes $247$2,964
Electricity $197$2,366
Total$1,398$16,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,931/yr
40% on housing$41,940/yr
45% on housing$37,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$97
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Sold$40,100

Unknown Listed By

AgentMelinda Foley
BrokerageALL FLORIDA PROPERTY GROUP,INC

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