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910 Debbie St #65, Wildwood, FL, 34785

2beds
2baths
784sqft
$33,500
$43price/sqft
$403/moest. monthly cost
$16,120/yrincome needed

About This Home

Enjoy affordable Florida living in this beautifully updated home located in a welcoming 55+ community just minutes from The Villages, offering easy access to shopping, dining, and entertainment-without the higher cost of living. This charming residence has been recently remodeled with new subflooring and luxury vinyl plank flooring throughout, including the enclosed Florida room, which also features its own new standalone air-conditioning unit for year-round comfort. Inside, you'll find textured, freshly painted walls, new appliances, and tasteful furnishings that make this home truly move-in ready. Major systems provide peace of mind, including a central air unit and hot water heater approximately four years old. A washer and dryer are included for added convenience. Outdoor features include a fenced backyard area, patio space, and storage shed, along with a durable rubber roof and fresh exterior paint that enhance both protection and curb appeal. The active community offers a pool, clubhouse, and social activities, and pets are welcome. The resort has a low monthly fee that includes water, sewer, and trash, making this an excellent full-time residence or seasonal retreat close to everything Central Florida has to offer.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 784 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 599

Features

  • Patio & porch: Patio,Enclosed Porch

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $169$2,028
Home Insurance *$17$204
Property Taxes $20$240
Electricity $197$2,366
Total$403$4,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,817/yr
40% on housing$12,090/yr
45% on housing$10,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 34785$156
Sumter County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 34785$173
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$35,900
2026-03-21Listed for sale$39,900
2025-11-15Listing removed$45,000
2025-05-15Listed for sale$45,000

For Sale by Agent

AgentCourtney Doss
BrokerageDown Home Realty

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