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8333 Catawba Cove Dr, Belmont, NC, 28012

2beds
1baths
600sqft
$650,000
$1,083price/sqft
$4,091/moest. monthly cost
$163,640/yrincome needed

About This Home

UNLIMITED POTENTIAL! Own 12 pristine acres in Belmont, just moments from the lake, featuring a turnkey, income-producing Airbnb. This modern 2BR cabin boasts a stylish Kitchen with granite countertops, stainless steel appliances, and a stackable W/D. The heavy lifting is already done—infrastructure is in place for a second dwelling, allowing you to double your rental income or build your dream estate while the cabin pays the mortgage. Rare opportunity for a dual-income stream or a private family compound in a prime location! Offers may be entered ONLINE through Monday, MAY 15, 2026 at 3:00 pm. Showing times may be changed from week to week due to a long term Airbnb tenant occupying the property. AT SELLER'S DISCRETION, AN OFFER MAY BE ACCEPTED AT ANY TIME .AGENTS - PLEASE VIEW AGENT REMARKS IN THE MLS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
10/10
Cramerton Middle SchoolGrades 6-84.7 mi
4/10
Forestview High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Kitchen

Basement

  • Basement: Other

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Living Room

  • Features: Breakfast Bar,Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: None
  • Level: Main

Property

Details

  • Parcel number: 306588
  • Zoning: R1
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other - See Remarks

Lot

  • Lot size: 11.88 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$188$2,256
Property Taxes $417$5,004
Electricity $200$2,405
Total$4,091$49,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,262/yr
40% on housing$122,730/yr
45% on housing$109,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,083This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$209
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$650,000
2026-04-02Listed for sale$699,000
2026-02-28Listing removed--
2026-01-02Listed for sale$795,000
2026-01-01Listing removed$740,000
2025-11-17Price change$740,000
2025-09-15Price change$745,000
2025-08-13Price change$795,000
2025-07-29Price change$850,000
2025-07-08Listed for sale$895,000

For Sale by Agent

AgentTara Watson
BrokerageDalton Wade, Inc.

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