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9438 Morgan County Hwy, Sunbright, TN, 37872

4beds
2baths
1,435sqft
$370,000
$258price/sqft
$2,361/moest. monthly cost
$94,440/yrincome needed

About This Home

Charming 1.5-Acre Homestead with Guest Suite & Opportunity for an Additional 38 Wooded Acres - A Rare Tennessee Retreat Welcometo a unique and versatile property that combines comfortable country living with endless potential. Nestled on 1.5 acres in the heart of Tennessee, the mainhome—built in 1980—features a timeless brick exterior, classic gable roof, and a cozy fireplace that adds warmth and charm to the inviting living space. Astandout feature is the detached garage with a full kitchen and bathroom, perfect for use as a guest suite, in-law quarters, or rental space. This flexible setupsupports multi-generational living or future income-producing opportunities. Outdoors, you'll enjoy a well-maintained above-ground pool, mature trees, andexpansive green space ideal for gardening, recreation, or simply unwinding in the peaceful countryside. The property also includes a carport, barn, andplenty of parking and storage, making it perfect for hobbyists, outdoor enthusiasts, or anyone needing extra space for tools and equipment. In addition to themain homesite, there is an opportunity to purchase an additional 38 acres of wooded land nearby on the Upper Cumberland Plateau. Recently surveyed withtrails already cleared and easement access in place, this beautiful tract is perfect for a hunting retreat, timber investment, or future development—residentialor commercial. Whether you're seeking a serene rural lifestyle, room for extended family, or land to expand and invest, this property offers a rare andvaluable piece of Tennessee real estate with flexibility to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Sunbright SchoolGrades PK-122.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Pantry,Ceiling Fan(s),High Speed Internet
  • Flooring: Wood,Other,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas
  • Fireplace: Yes
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Other

  • Features: Utility Room
  • Level: Utility Room

Property

Details

  • Parcel number: 019 00702 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Porch,Covered
  • Topography of land: Other,Rolling Slope

Lot

  • Lot size: 1.58 Acres
  • Features: Other,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $190$2,280
Property Taxes $126$1,512
Electricity $175$2,103
Total$2,361$28,332

Income You'd Need if You Spent...

35% on housing$80,948/yr
40% on housing$70,830/yr
45% on housing$62,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 37872$142
Morgan County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 37872$221
Morgan County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$370,000
2026-03-25Price change$375,000
2025-11-20Listed for sale$390,000
2025-11-16Listing removed$390,000
2025-09-18Price change$390,000
2025-05-16Listed for sale$400,000

For Sale by Agent

AgentCory King
BrokerageeXp Realty

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