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3401 Divot Road, Sebring, FL, 33872

2beds
2baths
1,444sqft
$319,900
$222price/sqft
$2,314/moest. monthly cost
$92,560/yrincome needed

About This Home

MOTIVATED SELLER! Beautifully maintained Sebring home on .45 acre, in desirable Golf Hammock. Well-maintained home offers inviting spaces perfect for everyday living & relaxed entertaining. Open living area features vaulted ceilings, natural light, & seamless flow to the dining area & kitchen. Updated kitchen with white shaker cabinetry, stone countertops, tile backsplash, & quality appliances. Enjoy fresh air on the covered lanai overlooking a spacious yard providing a tranquil outdoor setting; room for gardening, pets, or relaxation. Homeowner Warranty provided. Add'l highlights: • 2-car garage w/laundry space • Low-maintenance lot w/mature landscaping • Low HOA fees. Located in desireable golf community known for its access to recreation, conveniences, and community amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Hill-Gustat Middle SchoolGrades 6-102.3 mi
3/10
Sebring High SchoolGrades PK,9-124.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Main Level Primary,Other
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,444 sqft

Property

Details

  • Parcel number: C34342802200001140
  • Zoning: R1
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: Association
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.45 Acres
  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$205$2,460
Property Taxes $295$3,540
Electricity $197$2,366
Total$2,314$27,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,337/yr
40% on housing$69,420/yr
45% on housing$61,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 33872$106
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33872$173
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Listed for sale$339,900
2024-03-01Listing removed--
2023-09-17Listed for sale$284,900
2020-11-20Sold$180,000
2020-10-27Pending sale$189,000
2020-10-27Listed for sale$189,000
2020-10-02Pending sale$189,000
2020-08-04Listed for sale$189,000
2018-09-07Sold$151,000
2018-08-20Listed for sale$157,500
2018-08-20Pending sale$157,500
2018-08-09Listed for sale$157,500
2015-02-23Sold$94,236
2015-01-26Pending sale$101,900
2015-01-22Listed for sale$101,900
2012-06-06Listing removed$125,000
2011-11-16Listed for sale$125,000
2005-11-16Sold$189,900
2004-01-06Sold$115,000

For Sale by Agent

AgentSusan Geitner
BrokerageAdvantage Realty #1

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