95121 N Ellis Landing Rd, Fernandina Beach, FL, 32034
About This Home
NEW CONSTRUCTION | NO HOA | .45 ACRE | BOAT + RV PARKING New construction home on Ellis Landing Rd in Fernandina Beach with no HOA and nearly half an acre, located minutes from Goffinsville Park boat ramp with direct river access. 4 bedrooms, 3 bathrooms with an open layout and split bedroom design, high ceilings with tray and coffered details, tile flooring throughout main living areas and carpet in the bedrooms. Kitchen includes a large center island, quartz countertops, custom cabinetry with upper glass accents, tile backsplash, and walk-in pantry, plus a dedicated dining space with wood ceiling detail and natural light. Living area is open to kitchen with recessed lighting and ceiling fan, with a separate mudroom drop zone off the garage entry. Primary suite is positioned privately with a large bedroom, dual vanities, freestanding soaking tub, walk-in shower with glass enclosure, and walk-in closet. Laundry room includes built-in cabinetry, folding space, and utility sink. Exterior features covered front and back porches with paver flooring, fully fenced backyard with space for pool, detached garage, or additional storage, and room for boat and RV parking. 2-car garage with extended driveway. Located in Nassau County with quick access to Amelia Island, historic downtown Fernandina Beach, beaches, and marinas, a strong option for buyers looking for new construction, land, and no HOA restrictions near water access. Love where you live!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Stove
Bedroom
- Level: Main
- Dimensions: 15x12
Bedroom
- Level: Main
- Dimensions: 11x11
Bedroom
- Level: Main
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Level: Main
- Dimensions: 10x7
Features
- Ceiling Fan(s)
- Window features: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,332
- Total interior livable area: 2,332 sqft
Kitchen
- Level: Main
- Dimensions: 10x15
Living Room
- Level: Main
- Dimensions: 18x17
Master Bedroom
- Level: Main
- Dimensions: 13x19
Property
Details
- Parcel number: 442N28513000140000
- Zoning: RS-1
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Brick,Covered,Front Porch,Patio
- Exterior features: Fence
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 100 x 210
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Wildfire
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,893 | $46,716 |
| Home Insurance * | $498 | $5,976 |
| Property Taxes | $468 | $5,616 |
| Electricity | $234 | $2,816 |
| Total | $5,093 | $61,116 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $775,000 |
| 2026-04-16 | Listing removed | $789,900 |
| 2026-02-10 | Listed for sale | $789,900 |
| 2025-11-14 | Listing removed | $789,900 |
| 2025-06-28 | Price change | $789,900 |
| 2025-05-16 | Listed for sale | $799,900 |
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