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17 Ausable Beach Rd, Peru, NY, 12972

2beds
1baths
844sqft
$229,000
$271price/sqft
$1,836/moest. monthly cost
$73,440/yrincome needed

About This Home

Exceptional Opportunity to own a 2-bedroom cottage with a beautiful sandy beach and deeded lake rights on Lake Champlain. The cottage has an updated kitchen and bath, bamboo flooring through out, tile floor in bath and large screen in porch - ideal for warm summer nights. This is a home where many new memories will be created.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Peru Intermediate SchoolGrades PK-55.7 mi
4/10
Peru Middle SchoolGrades 6-85.6 mi
7/10
Peru Senior High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bathroom

  • Level: First
  • Area: 107.16
  • Dimensions: 11.4 x 9.4

Bedroom2

  • Level: First
  • Area: 66.42
  • Dimensions: 8.1 x 8.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 143.64
  • Dimensions: 12.6 x 11.4

Features

  • Bookcases,Ceiling Fan(s),Recessed Lighting
  • Window features: Vinyl Clad Windows
  • Flooring: Bamboo,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 844

Heating & Cooling

  • Heating features: Baseboard,Propane,Propane Stove
  • Cooling features: None

Interior Area

  • Total structure area: 844
  • Total interior livable area: 844 sqft

Kitchen

  • Level: First
  • Area: 130.9
  • Dimensions: 11 x 11.9

Living Room

  • Level: First
  • Area: 200.6
  • Dimensions: 17 x 11.8

Master Bedroom

  • Level: First
  • Area: 143.64
  • Dimensions: 12.6 x 11.4

Property

Details

  • Parcel number: 294.10125

Features

  • Levels: One
  • Patio & porch: Covered,Enclosed,Rear Porch,Screened
  • Exterior features: Lake Access Drive
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake,Neighborhood
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Cleared,Few Trees
  • Lot size dimensions: 100x100

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Driveway,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$92$1,104
Property Taxes $341$4,092
Electricity $246$2,954
Total$1,836$22,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,948/yr
40% on housing$55,080/yr
45% on housing$48,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 12972$143
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12972$170
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$229,000
2025-12-19Listing removed--
2025-11-19Price change$225,000
2025-11-12Price change$230,000
2025-11-07Listed for sale$235,000
2000-07-31Sold$29,900

For Sale by Agent

AgentLorraine Streeter
BrokerageColdwell Banker Whitbeck Assoc. Plattsburgh

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