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4686 Fazio Dr, Gaylord, MI, 49735

2beds
2baths
1,300sqft
$195,000
$150price/sqft
$1,397/moest. monthly cost
$55,880/yrincome needed

About This Home

Motivated Seller for this updated Condo with detached garage located at Treetops North, a golfers paradise! Enjoy 5 of the Gaylord Golf Mecca's 17 courses within minutes of your front door. Newer flooring, paint, appliances, furnace, and water heater should provide ease of ownership. Enjoy the view over the pond to #11 on the Tom Fazio Premier. Garage is perfect for storing your personal golf cart or parking inside during the winter months and the storage shed is perfect for skis or golf clubs. Call for more information today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl

Type & Style

  • Home type: Condo
  • Architectural style: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Door features: Doorwall
  • Window features: Blinds
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 05116000200400

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Frontage type: Golf Course

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: .03 Ac Condo

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Otsego County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$98$1,176
Property Taxes $125$1,500
Electricity $188$2,259
Total$1,397$16,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,897/yr
40% on housing$41,910/yr
45% on housing$37,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 49735$229
Otsego County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 49735
Otsego County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$190,000
2026-03-07Price change$194,999
2026-01-08Price change$199,900
2025-11-24Price change$259,900
2025-09-11Listed for sale$264,900
2025-02-06Sold$390,000
2025-01-25Pending sale$425,000
2024-10-10Listed for sale$425,000
2020-09-11Sold$167,000

For Sale by Agent

AgentWill Tomaski
Brokeragesmith realty GROUP

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