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370 Chopin Dr, Muskegon, MI, 49442

3beds
3baths
1,407sqft
$424,900
$302price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Why wait to build when you can move right into this stunning 2025 custom-built tri-level? Thoughtfully designed with today's lifestyle in mind, this home showcases soaring vaulted ceilings, an open-concept floor plan, quartz countertops, stainless steel appliances, luxury vinyl flooring, designer finishes, and abundant natural light throughout. The spacious primary suite, two additional bedrooms, 2½ baths, and second-floor laundry offer both style and convenience. Enjoy peaceful mornings or summer evenings on the expansive deck overlooking the fully fenced backyard, where mature trees provide privacy rarely found in newer developments. The daylight basement has already been professionally framed and plumbed for a fourth bedroom, third full bath, and spacious family room, making it easy to add over 1,000 square feet of finished living space while building instant equity. Located in a sought-after neighborhood of newer homes, this property combines modern construction with exceptional future potential. Located on a dead-end street, a large 1/2 acre lot, very deep garage with tall ceilings and extra storage, this home has everything you have been looking for and more! Set up your own private showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Orchard View High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Property

Details

  • Parcel number: 6110013100000144

Features

  • Stories: 2

Lot

  • Lot size: 0.51 Acres
  • Features: Wooded,Cul-De-Sac
  • Lot size dimensions: 134 x 160 x 134 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$247$2,964
Property Taxes $389$4,668
Electricity $188$2,259
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$111
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$424,900
2025-09-12Sold$379,900
2025-09-02Pending sale$379,900
2025-08-20Contingent$379,900
2025-08-07Price change$379,900
2025-07-09Price change$389,900
2025-05-16Listed for sale$399,990

For Sale by Agent

AgentKeri Wade
BrokerageFive Star Real Estate Whitehall

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